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Type of Savings Account to Use for Child's Education
 
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Robert McCullock, CFP® was asked what type of savings account is best to use to save for your child's education, a Roth IRA or 529 Plan? In this video clip, Robert explains the rules for a 529 plan, college savings plan and then further explains the pros of saving money in a Roth IRA account, a tax-free retirement savings account. http://purefinancial.com IMPORTANT DISCLOSURES: • Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, Inc. A Registered Investment Advisor. • Pure Financial Advisors Inc. does not offer tax or legal advice. Consult with their tax advisor or attorney regarding specific situations. • Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. • Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. • All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. • Intended for educational purposes only and are not intended as individualized advice or a guarantee that you will achieve a desired result. Before implementing any strategies discussed you should consult your tax and financial advisors.
Просмотров: 9022 Pure Financial Advisors, Inc.
College Tax Strategies Part I
 
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Got that college acceptance letter? Need to know how to pay for school? Section 529 plans, Education Savings Accounts, U.S. savings bonds, and permanent life insurance policies all offer tax advantages for your family's college savings.
Tax Strategies For High Income Individuals
 
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For more information on our WealthVision Financial Plan check out our info page here; http://moneyevolution.com/wealthvision/ For access to the 7 Core Elements of Retirement Planning Video Series and Action Guide Click here. http://moneyevolution.com/7-core-elements-yt/ Do you have money saved for retirement in a non-retirement account? Make too much money to contribute to a Roth IRA. Are you getting hit with the 3.8% Medicare surtax on investment income? In this episode I discuss strategies to potentially shift more of your investment assets to tax advantaged retirement accounts that could save you money in taxes. Even if you don't qualify for a Roth, or already think you're maxing out all of your retirement plans, you may still have options! After watching this video Check out our comprehensive financial plan to learn how we can help you address the 7 core elements of retirement planning. http://moneyevolution.com/wealthvision/ Blog http://moneyevolution.com/2018/04/27/tax-strategies-for-high-income-individuals/
Просмотров: 2772 Money Evolution
529 Plans and College Savings
 
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Happy belated #529Day, a day when states try to boost interest and participation in 529 education savings programs with various incentives. To mark the occasion, we have one of the foremost authorities on 529 plans, Andrea Feirstein, founder and Managing Director at AKF Consulting Group, a leading strategic advisor to public administrators of state investment programs. Andrea was extremely knowledgeable and we touched on several topics, including: -What is a 529? A tax-advantaged savings plan designed to encourage saving for future education costs. 529 plans are sponsored by states, state agencies, or educational institutions and are authorized by Section 529 of the Internal Revenue Code. -What’s the tax benefit of a 529 plan? Withdrawals for qualified higher education expenses and earnings in the account are not subject to federal income tax and, in most cases, state income tax. Additionally, some states offer residents of the state specific incentives, like the ability to deduct contributions from state income tax or a matching grant. -What does a 529 plan cost? Fees and expenses vary widely from plan to plan and can include start-up fees, maintenance fees, or sales charges. In general, advisor-sold plans cost more than direct-sold plans. The Financial Industry Regulatory Authority (FINRA) has developed a tool to help you compare how these fees and expenses can reduce returns. -What happens if my kid doesn’t go to college? Most states allow you to tap the accounts for other children in the family or even for the parents. Those withdrawals that are not used for qualified higher education expenses will be subject to state and federal income taxes and an additional 10 percent federal tax penalty on earnings. -What has changed with the 2018 tax law? Americans can now withdraw funds tax-free from 529 plans to pay for K-12 tuition and other eligible expenses at private and religious schools, up to $10,000 per year. But there’s a caveat: Not all states will conform to the new federal rules. That means before you pull money, be sure to double check with your state. Have a money question? Go to jillonmoney.com for all the contact info. We love feedback so please subscribe and leave us a rating or review in Apple Podcasts! Connect with me at these places for all my content: http://www.jillonmoney.com/ https://twitter.com/jillonmoney https://www.facebook.com/JillonMoney https://www.instagram.com/jillonmoney/ https://www.linkedin.com/in/jillonmoney/ http://www.stitcher.com/podcast/jill-on-money https://itunes.apple.com/us/podcast/better-off-jill-schlesinger/id431167790?mt=2 "Better Off" theme music is by Joel Goodman, www.joelgoodman.com.
Просмотров: 115 Jill Schlesinger
Advanced Tax Planning for High Income Earners-Video 1 of 3 #highincometaxstrategies
 
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Introduction to our unique and advanced tax planning strategies. These tax strategies can help you save thousands of dollars you would otherwise send to the IRS! This is video 1 of 3. Access my calendar here: https://ikm.clickfunnels.com/land-conservation-easement-1
Просмотров: 2026 Holman Financial Solutions
Tax Savings for K-12 Tuition | simpleetax
 
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This video goes over a tax savings strategy utilizing 529 plans to pay for tuition for K-12 students under the new tax plan. Illinois 529 Plans: 1) Bright Start - https://www.brightstartsavings.com/ 2) Bright Directions - https://www.brightdirections.com/ Email: stephen@simpleetax.com This video is for entertainment and informational purposes only and should not be considered tax advice. By watching or commenting on this video, we are not forming a professional relationship. If you seek specific tax advice, please consult a CPA from your local area.
Просмотров: 181 simpleetax
September 16, 2014 US Expat College Saving Strategies
 
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This webinar discusses 529 college savings plans, Coverdell ESAs, and other tax-efficient investing techniques that Americans living abroad can utilize to successfully save for their children’s education. We also focus on some of the unique obstacles faced by U.S. expats in taking advantage of these special opportunities
Просмотров: 303 Thun Financial Advisors
Benefits of a 529 College Savings Plan
 
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http://indybiztvshows.com Tina Moe CPA shares the benefits of a 529 College Savings Plan
Просмотров: 8882 BizTV Shows
How to Properly Manage Your Money Like the Rich | Tom Ferry
 
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It's not about how much money you earn. It's what you do with the money that matters. In this video, I'm going to show you a business strategy on how to manage your money. I'm not gonna tell you what to invest in. That's not my role. Here are the best ideas of what the best professionals do to manage their money. Learn more from Tom LIVE at the next Summit event: http://bit.ly/2xgZ6Uq ------------ I hope you got some helpful tips and new ideas from this video. To ensure you don't miss all my FREE training videos all you have to do is sign up here with your email: http://bit.ly/TomFerry-VideoTraining Get a FREE copy of my new book: http://bit.ly/2Bblstw Download FREE Agent Scripts and Resources: http://bit.ly/2iDEjpJ Tom Ferry Coaching: http://bit.ly/2eP8UlA Tom Ferry Events: http://bit.ly/2gQBjbD Join Tom's VIP List: http://bit.ly/2sMb73n ------------- Connect with me on my other social channels: Website - http://TomFerry.com Facebook - http://facebook.com/TomFerry Twitter - http://twitter.com/TomFerry YouTube - http://youtube.com/CoachTomFerry Instagram - http://instagram.com/TomFerry Podcast - http://soundcloud.com/CoachTomFerry
Просмотров: 3634223 Tom Ferry International
Tax Saving Income Tips
 
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http://annuityguys.org/tax-savings-income-tips As we approach an almost insurmountable debt load likely increases in tax is may be inevitable, we thought it may be a good opportunity to share some useful tax saving tips and strategies. Annuities can work very well for some portions of this strategy. Learn more, click our link above. Full article at http://annuityguys.org Disclosure: Videos are educational and conceptual only and not a solicitation. They are not to be considered investment, insurance, tax or legal advice. It is recommended that you work with licensed professionals for individualized advice before making any important financial decisions. Annuities are not FDIC insured and their guarantees are based on the claims paying ability of the issuing insurance company. State Guarantee Associations, while offering specific protections, are not the same as FDIC insurance. Read more Annuity Guys disclosure at: http://annuityguys.org/about-us/site-terms-conditions-and-disclosure
Просмотров: 6584 Annuity Guys
Thun Finanical: Expat College Savings Strategies Webinar, Sept 13 2017
 
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Frederic Behrens of Thun Financial discusses College Savings Strategies, 529s and related planning issues for Americans Abroad.
Просмотров: 100 Thun Financial
College Savings Plans Don't Work.  Learn how to save ON college, not just FOR college.
 
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College savings plans don't work. With rising inflation, it's important to save ON college, not just FOR college. Learn how! ================================== Make sure not to miss a video from Chris! Click here to subscribe: http://www.youtube.com/subscription_c... ========================================­==== https://www.LIFE180.com ========================================­==== Why just save FOR college, when you can save ON college?! Learn the secrets thousands of families are using to avoid costly mistakes selecting, applying and paying for school. This free training reveals secrets thousands of parents are using to avoid costly traps & pitfalls! (explained with fun, colorful slides!) It will debunk common, yet crushing, myths, such as: ~ "My 529 plan is good enough" ~ "We can't afford a school like that" ~ "I make too much to qualify for financial aid" ~ "My guidance counselor / financial advisor is helping - so we're all set" and more, to help parents maximize time, money and energy on preparing for, selecting, and paying for college...not sacrificing their own future unnecessarily. There ARE alternatives, and our passion is empowering parents like you - all incomes, savings levels, and ages. During This Webinar You Will Discover Secrets No Family Can Afford To Miss If everything you thought to be true about saving for college turned out not to be, when would YOU want to know? If the answer is "yesterday", you're in the right place! ~ Learn how to combat the rising costs of college, no matter your income! ~ Learn key financial aid terms & acronyms, so you can outsmart college salespeople. ~ Learn how NEVER to pay retail for school. ~ Debunk the 6 greatest myths about qualifying for financial aid (you'll be amazed!) ~ Discover how need-based aid is calculated - and why it's important ~ Develop a process for selecting, applying, and paying that can save you tens of thousands! ~ Secrets thousands of parents are using to pay for college without eroding retirement! ~ Why "savings "vehicles like "529 PLANS" aren't what you think - and may leave you high & dry and much, much more! ========================================­====== Chris Kirkpatrick "The Safe-Bet Money Guy" www.LIFE180.com Facebook: Facebook.com/life180llc Follow our LIFE180 Roadmap to Financial Success Course and learn how to structure your life like the wealthy: life180.com/3videos https://youtu.be/4chBFMZqJrc College Savings Plans don't work
Просмотров: 4666 LIFE180: Leading Into Financial Excellence
How to Save for College | Comparing Different Savings Accounts
 
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College costs are a challenge for parents and students alike. Walk through the different options of saving up and the pro, cons, and important facts of each. Ways to Save for College: - Pre-Paid Tuition Plans - 529 College Savings Plan - Education Savings Account (ESA) - Uniform Gifts to Minor's Accounts (UGMA) - IRA Accounts - Savings Bonds - Additional Savings Alternatives If you would like to schedule a free assessment with one of our CFP® professionals, click here: https://purefinancial.com/lp/free-assessment/ Make sure to subscribe to our channel for more helpful tips and stay tuned for the next episode of “Your Money, Your Wealth.” https://www.youtube.com/subscription_center?add_user=PureFinancialCFP Channels & show times: http://yourmoneyyourwealth.com https://purefinancial.com IMPORTANT DISCLOSURES: • Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, Inc. A Registered Investment Advisor. • Pure Financial Advisors Inc. does not offer tax or legal advice. Consult with their tax advisor or attorney regarding specific situations. • Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. • Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. • All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. • Intended for educational purposes only and are not intended as individualized advice or a guarantee that you will achieve a desired result. Before implementing any strategies discussed you should consult your tax and financial advisors.
Просмотров: 195 Pure Financial Advisors, Inc.
529 Plans' Trifecta of Tax Benefits
 
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ATM #167 Part 2: John Gjertsen of D.L. Blain & Co. discusses the tax benefit of 529 plans and why you should save for your own retirement before thinking about college savings.
How To Make Your College Savings Tax Free and Recession Proof with Exponential Growth
 
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With Student loan debt being over a trillion dollars, parents still paying their own student loans, Wall St 529 plans and the stock market funds remaining unreliable,you may want to consider: SAFETY, GUARANTEES, AND SECURITY!!!
Просмотров: 87 CollegiateFinancial
529 Plans - The 2nd Best Way to Save for College
 
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A 529 plan is definitely not a complete college funding strategy. In fact, for many families, a 529 plan is not even the best college savings option. 529 plans can be expensive and inflexible. They do not generate federal tax deductions and, if you are not careful, the anticipated tax-free withdrawals may not materialize. This video describes what might be the perfect alternative to a 529 plan.
Просмотров: 3488 MyCollegeWallet
College Savings Plan using our Wealth Accumulation Strategy
 
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Savings for your child's college education can be daunting. Setting up a college savings plan using our Wealth Accumulation Strategy, you will have no risk of loss and it will give you a higher return compared to a 529 plan. For more information contact Wesley Laird at 678.789.4663.
Просмотров: 280 Tracy Cox Witherspoon
Educational Tax Breaks
 
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Brian Nash, owner of Nash College Planning Strategies, is a college planning advisor who steers parents through the confusing and frustrating financial aid process and student positioning . Brian has also written the free eBook "How to Beat The High Cost of College", filled with important financial planning advice that can save parents tens of thousands of dollars on their child's college tuition. CONTACT US PHONE: (951) 225-4622 EMAIL: Brian@nashcps.com WEBSITE: http://www.NashCollegePlanning.com FACEBOOK: http://tinyurl.com/nashcps **************************************** In this short video, Brian Nash, a college financial aid consultant, helps parents of college-bound students navigate the challenging and confusing tax code to take advantage of educational tax breaks. This video includes real tax advice that viewers can use to get back thousands of dollars on college spending. The federal government is constantly making changes to the tax law, which can make it difficult for regular people to keep up with all the tax breaks they might be eligible for, including tax breaks for spending on your child's education. So please add this video to a playlist and check back from time to time to look for changes. I've done a lot of research and in this short video I will share some of the most important tax breaks you need to know about in order to get a little of that money back from Uncle Sam. Here are some of the most common educational tax benefits that you need to be aware of: • Withdrawals from qualified state tuition programs (like Section 529 plans) are now tax-free. • Coverdell ESA's (the old Education IRA's) are bigger. Instead of being capped at $500, beneficiaries under the age of 18 can now receive up to $2,000 per year. There's no tax deduction for the contribution, but the tax is deferred on the fund's growth and withdrawals are tax-free for qualified expenses. There's also a useful loophole in this law: while there are income limits for high-earning contributors, anyone can contribute, including lower-earning relatives. • The "American Opportunity Credit" has been increased. Parents are able to receive a 100% tax credit of up to $2,500 of each child's tuition fees for the first two years. 40% of this credit is now a refundable credit which means that you can receive up to $1,000 even if you owe no taxes. • The "Lifetime Learning Credit" has remained the same. For the tax year you may be able to claim a lifetime learning credit of up to $2,000 for qualified education expenses paid for all eligible students. • Deductions for the interest paid on qualified student loans have been expanded. The interest deductions have been raised to $2,500 and the deduction will no longer be limited to the first 60 months of interest payments. It's important to note that there are exceptions and uncertainties about these tax breaks. For example, some upper middle class families may not qualify for many of the benefits, especially individuals that earn more $60,000 or joint filers who earn more than $120,000. Also, applying for one credit may make you ineligible for another. The same child, for example, cannot earn you both a Hope Credit and a Lifetime Learning Credit in the same year. Nor can you claim either of these credits for expenses paid with money pulled out of 529 Plans or Coverdell ESA's. Most importantly, many of these benefits will have an effect on your Expected Family Contribution. Picking up a Hope Credit or Lifetime Learning Credit, for example, will leave you with more untaxed income. That means colleges may lower their financial aid packages. You should still end up paying less money, but you'll need to figure out precisely how much. Want to learn even more about how the current tax code can benefit your college spending? Visit my website at http://www. NashCollegePlanning.com and check out our next video. My goal is to make college financially possible for every family.
Просмотров: 1223 NashCollegePlanning
College Savings for High Net Worth Individuals
 
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This presentation focuses on the advantages of 529 Plans and some of the reasons why they are considered the premier college savings vehicle for wealthy individuals. The presentation emphasizes the 529 Plan as a tax advantaged planning strategy for parents and grandparents who aspire to pay for the college expenses of their children and grandchildren. This video is not intended to serve as a recommendation - please consult with your tax advisor and a qualified college savings expert before making any decisions.
Просмотров: 127 CanonCapital
Retirement Planning in Your 40's - Financial Planning Advice for Retirement - 5 Smart Moves
 
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Here are the smart financial moves you need to make in your 40's to keep your financial life on track. Download the 8 Steps to Organize & Optimize Your Financial Life: http://bit.ly/OrganizeAndOptimize. Scott Weiss is a Fee-Only Certified Financial Planner. Subscribe to my channel: http://bit.ly/scottweisscfp ******************************************** Learn more about working with Scott at Weiss Financial Group Here: http://www.weiss-financial.com ******************************************** Subscribe to my blog: http://www.mahopacmoney.com ******************************************** Get Social -------------------------------- LinkedIn: https://www.linkedin.com/in/scottgweiss Facebook: https://www.facebook.com/WeissFinancialGroup Twitter: https://twitter.com/_scottgweiss ******************************************** Video Notes: ---------------------- You’ve got some important work to do in your 40’s to get your financial life in order. Here are the smart financial moves you need to make right now. THE SANDWICH GENERATION Once you hit your 40’s you may be “sandwiched” between taking care of your kids and your elderly parents or relatives. This stage of life is often referred to as the sandwich generation. TIP: Maintain Planning Efforts Despite Additional Stresses With increased financial pressures, you’ll want to try and maintain your retirement planning efforts in the face of these stresses. Here are the 5 smart moves to make SMART MOVE #1 MAINTAIN YOUR EMERGENCY FUND TIP: Make This a Top Priority! Make your emergency fund a top priority. With all your responsibilities at this stage in your life the importance of your emergency fund increases. Read my blog post on emergency funds to help you figure out what you need and how to maintain it: https://mahopacmoney.com/2016/02/02/how-big-should-your-emergency-fund-be/ What's an Emergency Fund? An emergency fund is a stash of money set aside to cover the financial surprises life throws your way. These unexpected events can be stressful and costly. Some of the top emergencies people face include Job loss, medical and dental procedures, and insurance deductibles. SMART MOVE #2 ADD TO RETIREMENT SAVINGS TIP: Make Sure You Are Contributing Regularly Make sure you are regularly contributing to your 401(k) or other retirement savings vehicle. Hopefully you’ve already been doing this, if not, get going. You want to be putting aside at least enough to get the company match but your ultimate goal really should be to max out your contributions. SMART MOVE #3 CREATE A COLLEGE FUND TIP: Don’t Dip Into Retirement Funds to Pay for College You may have teens or pre-teens at home, and if you have not yet considered creating a college fund that can grow and compound over time, now is the right time. You should not dip into your retirement fund to pay for their college educations, no matter how onerous college loans may seem. SMART MOVE #4 CHECK YOUR INSURANCE TIP: Life Insurance & Consider LTC as You Get Closer to 50 Make sure you have proper coverage or if adjustments need to be made. Also, you may want to start considering long term care insurance particularly as you get closer to age 50 SMART MOVE #5 START ESTATE PLANNING TIP: Update Your Will and Consider Trusts The rule of thumb is that if you're acquiring assets like real estate or cars, which is probably what you are doing in your 40’s, then it’s time to start thinking about your estate. You definitely want to have will and you may want to consider a trust. For a more detailed explanation of what wills and trusts can do for you, watch these videos: What is a Will: https://www.youtube.com/watch?v=XqaDQK8g6U4 How Trusts Work: https://www.youtube.com/watch?v=5ifFpehHjJQ Sources: --------------- 1. This material was prepared, in part, by MarketingPro, Inc. Disclosure: ------------------- Weiss Financial Group is a registered investment advisor. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities product, service, or investment strategy. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser, tax professional, or attorney before implementing any strategy or recommendation discussed herein. Insurance products and services are offered through individually licensed and appointed agents in all applicable jurisdictions. The advisers at Weiss Financial Group are not attorneys of a law firm but can provide guidance to the client’s other professionals. Leave me a comment to ask any question or contact me through my website if you'd like to see if I can help you.
Просмотров: 20793 Scott Weiss, CFP
College Tax Strategies Part II
 
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The American Opportunity and Lifetime Learning tax credits offer breaks for families of college students. Emancipating your child, buying off-campus housing, and gifting appreciated assets to use for tuition are additional strategies to consider. Plan to deduct part of your child's college tuition as a business expense and save A LOT in taxes!
529 Strategies for Grandparents
 
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Are you currently funding a college savings plan for your grandchildren, or considering starting? The world of college expenses, financial aid, and 529 plans can be complex. View this recorded version of our webinar on August 16, 2016, to learn about important planning strategies, such as... • How to avoid negative impacts to your student's financial aid access. • Why it matters which family member owns the 529 plan. • Understanding the flexibility inherent of 529 structures. • What factors to consider when choosing between state 529 programs.
Просмотров: 1545 Brand AMG
Say goodbye forever to the 529 Savings Plan
 
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529 savings plans have been the first choice for many investors seeking higher education financing. However, when time horizons are long, conservative investments under perform the market, which means less money available when the college tuition bill comes due.
Просмотров: 203 Index Strategy Advisors, Inc.
529 Plans as a College Saving Vehicle
 
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Ross Riskin explains 529 savings plans and prepaid tuition plans, pointing out tax benefits and incentives for these plans designed to encourage savings for future education costs.
RESP - Registered Education Savings Plan
 
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The video provides an overview of an RESP - Registered Education Savings Plan. The video talks about how parents can save for their children's education.
Просмотров: 3534 Canadian Tax Guide
Financial Strategies for Your 20's & 30's
 
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The earlier you start planning for your future, the better. Saving and investing in your 20’s and 30’s could make a huge difference in your financial well-being years down the line. We want to help make a difference for younger generations so that they can be smart about planning for their financial future. Pure Financial is kicking off a series of educational videos to help. This quick 6-minute video marks the start of our educational series: Financial Strategies for Your 20’s and 30’s. Agenda: 1. Getting out of debt 2. Protecting your credit 3. Saving and investing for your future 4. Minimizing taxes 5. Taking control of your health If you would like to schedule a free assessment with one of our CFP® professionals, click here: https://purefinancial.com/lp/free-assessment/ Make sure to subscribe to our channel for more helpful tips and stay tuned for the next episode of “Your Money, Your Wealth.” Channels & show times: yourmoneyyourwealth.com https://purefinancial.com IMPORTANT DISCLOSURES: • Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, Inc. A Registered Investment Advisor. • Pure Financial Advisors Inc. does not offer tax or legal advice. Consult with their tax advisor or attorney regarding specific situations. • Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. • Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. • All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. • Intended for educational purposes only and are not intended as individualized advice or a guarantee that you will achieve a desired result. Before implementing any strategies discussed you should consult your tax and financial advisors.
Просмотров: 11892 Pure Financial Advisors, Inc.
What's the Best Way to Set Aside Funds for Future College Costs?
 
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https://www.tushinghamwealth.com (866) 505-9016 One way to plan for your children's college education is through a 529 plan, which is an education savings plan operated by a state or educational institution. The name 529 comes from section 529 of the Internal Revenue Code, which created these types of savings plans in 1996. Although your contributions are not deductible on your federal tax return, your investment receives tax-deferred treatment and qualified distributions to pay for the beneficiaries' college costs come out federally tax-free. Non-qualified withdrawals are subject to state income tax and a 10% penalty. College savings plans offered by each state differ significantly in features and benefits. The optimal plan for each investor depends on his or her individual objectives and circumstances. In comparing plans, each investor should consider each plan's investment options, fees and state tax implications. State tax deductions vary by the state of issuance. Plan assets are professionally managed either by the state Treasurer's office or by an outside investment company hired as the program manager. But you have some control over how your investment is managed. You may be able to change to a different option in a 529 savings program every year, although plan restrictions may apply. Everyone is eligible to take advantage of a 529 plan and the amounts you can put in are substantial. The availability of tax or other benefits may be conditioned on meeting certain requirements. 529 plans are subject to enrollment, maintenance, administrative and management fees and expenses. Per beneficiary plans can vary greatly and care should be given to fully understand your 529 plan before you invest. Let us help you decide which 529 plan is right for you. Give us a call today. https://www.youtube.com/watch?v=DKflqcWqpec&list=PLQeaRubO4HwrZZo-_bOEAAXTFeAFa2Nvf&index=2
Просмотров: 80 Brett Tushingham
College Planning Strategies
 
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Ross Riskin discusses aspects to consider when choosing the best college planning strategy for your client's family, including tax planning strategies, cash flow planning strategies, and financial aid planning strategies.
Просмотров: 137 The American College of Financial Services
Funding College Education, Retirement and Generational Income - Right on the Money – Part 2 of 5
 
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Sub Headline: Life Insurance Can Be Used in a Variety of Income-Planning Scenarios Synopsis: Most consumers are unaware cash-value life insurance has several planning scenarios and tax strategies that can reposition existing assets and redirect monthly contributions from savings accounts to this unique tax-advantaged product. There are saving and investment options to choose from based on your risk tolerance, liquidity needs and financial goals. Content: Life insurance is a mortality product based on the health of the policy insured. The better the health of the non-smoking policy insured, the cheaper the cost of insurance and the potential to generate tax-free income. Once you and your insurance professional determine the underwriting classification results are economical, you need to turn your attention to undergoing a risk-tolerance test to assess your crediting methodology. Life insurance crediting options can be interest rates, indices or sub-account driven. After determining the crediting method, your insurance professional can design the lowest death benefit amount to comply with the TAMRA regulations to create an efficient, non-modified endowment contract. Watch the interview with popular platform speaker, asset management and life insurance specialist Rob Hagg as he discusses using tax-free income generated from a life insurance contract for college education, retirement and generational income as a legacy. A non-modified endowment cash-value life insurance contract can be used as a cash reserve account that accumulates tax deferred and permits access to the policy’s collateralized tax-free loans. A new trend in college planning has emerged for parents with young children to contribute monies to their college funds. Traditional 529 plans can still be used, but some parents have elected to fund their child’s education exclusively with life insurance. In the end, as with all savings and investment products, owner suitability is a key component to the decision-making process. Non-modified endowment cash-value life insurance contracts can also be used for supplemental, tax-free retirement income or as a stand-alone retirement plan. However, recently, these types of contracts have been used in multi-generational planning, not so much for the death benefit, but for tax-free income over generations of progeny. Consider a non-smoking healthy grandmother age 65 and her 5-year-old grandson, who utilize an indexed universal survivorship contract optimized for accumulation. The survivorship contract doesn’t pay until the second death, more than likely the grandson. But access to collateralized policy loans accumulating over the life expectancy of the grandson could be substantial. Under current tax law, try getting your mind around 100 years of tax-free income covering two to three generations. Non-Modified Endowment Life Insurance Contracts are comprised of two types of tax-free distributions: one is tax-free basis; the other is a tax-free collateralized policy loan. To ensure tax-free distributions, Non-Modified Endowment Life Insurance Contracts must be kept in force for the life of the policy insured. Nationally syndicated financial columnist Steve Savant interviews with popular platform speaker, asset management expert and life insurance specialist Rob Hagg. Right on the Money is a weekly one-hour online broadcast for TV and radio distribution. The show contains five ten-minute segments that are redistributed online as individual video press releases. (www.rightonthemoneyshow.com) https://youtu.be/qmix0DBIItc
Просмотров: 1103 Right On The Money Show
529 Plans Explained for My New GrandBaby...and Parents Everywhere!
 
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529 Plans are awesome savings vehicle for college. Imagine that you are parents of a brand new baby like my new granddaughter. You have 18 years to save for a financial event whose cost is growing exponentially. You need to save money using the most efficient, most tax advantaged methods available. That would be the 529 College Savings Plans offered by all states. Watch my video to get an overview of these plans and then go to the website http://www.savingforcollege.com to spend about three days combing through the fascinating collection of all things 529. I think they should offer a t-shirt which reads “ OMG...529!”. I admire dedicated people. *Note: The rules changed regarding how 529 ownership is regarded for families who fill out the FAFSA (everyone should!). Now 529 plans owned by the child are assessed at the same rate as parent-owned 529 plans. This means that both parent-owned and child-owned 529 plans are assessed at 5.6% in order to establish an EFC for that particular school year. However, schools that use both the FAFSA and the CSS Profile financial aid forms are free to formulate their own EFC's. Because of this, a CSS Profile college can assess 529 plans differently no matter who owns the plans. Assessment rates can run from 0% to as much as 25% (or more) on a case by case basis.
Просмотров: 23750 The College Money Mom
Changes to 529 college savings funds
 
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The rules for 529 college savings plans mean more flexibility, but potentially less benefit. Clark discusses what this change announced by the government means for your 529 education savings plan and how you can spend this tax-free money.
Просмотров: 123 Clark Howard: Save More, Spend Less
College Advantage 529 Savings Plan- The Better Way To Save For College
 
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Since 1989, the Ohio Tuition Trust Authority, a state agency within the office of the Chancellor of the Ohio Board of Regents, has been helping families save for a college education. Ohio was one of the first states to offer a Section 529 qualified tuition program. 529 plans are tax-advantaged college savings programs offered by states or eligible educational institutions and have fast become one of the most popular ways to save for college. The Tuition Trust offers and administers the CollegeAdvantage 529 Savings Program. CollegeAdvantage is offered directly through the Tuition Trust (Direct Plan) and is also offered through financial professionals (Advisor Plan). Both plans offer a wide variety of investment options in order to appeal to the diverse needs of families saving for college. There are options for risk-averse savers seeking to minimize risk and preserve principal, and options for experienced investors seeking to maximize returns by investing in domestic and international equities. The CollegeAdvantage Direct plan offers investment options from leading fund managers such as The Vanguard Group, PIMCO, GE Asset Management and Fifth Third Bank, which offers FDIC-insured savings account and CD options. Mutual fund-based investment options include age-based options that allocate your investment based on the age of your child and your risk profile, risk-based options, balanced multi-fund options, individual fixed-income (bond) and equity (stock) options. Bank options include traditional savings accounts and CDs. The CollegeAdvantage Advisor Plan is managed by BlackRock, and is available only through financial advisors. CollegeAdvantage Advisor Plan, from BlackRock offers investment choices from BlackRock, iShares, Rainier, Wells Fargo and ING Funds. Video to promote College Advantage 529 Savings Plan Vital Companies Production The Gore Family- The Family That Saves Together Tax Deductible www.whatisa529.com
Просмотров: 569 Vital Companies
Build Your Own Retirement Income Plan in 5 Easy Steps
 
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Why should you build your own retirement income plan? Because it will help you know if your savings will last you throughout retirement. It will help you allocate your assets in the most low cost, lowest risk way to buy the lifestyle you want in retirement. To download a free copy of "How To Avoid Annuity Traps" click here: http://retirementplanningmadeeasy.com/annuity-traps So here are 5 simple steps you can take today to build your own retirement income plan. 1. Determine how much income you need - Go through your credit card bills and bank statements to know where your money is going. Use these to add up how much your expenses are. These are the expenses you will need to cover in retirement. 2. Determine your lifetime guaranteed income sources - Social Security will be one for most people. If you are lucky you'll have a pension. Do you have any other sources of income, like rental income or existing annuities? Count those too. 3. Determine your income gap - Simply subtract your required expenses from your lifetime income sources. If the expenses are greater than income you will have an income gap. Most people will have an income gap. 4. Determine the effects of inflation - Your income gap will very likely increase each year as your expenses go up with inflation. A good inflation estimate to use is 3%. You can use a simple software program like Excel to show how inflation will increase your expenses over a long time period, like 30 years. This will let you know how much income you will need in later years. 5. Determine how you will fill the income gap - There are many ways to fill the income gap. You could have your savings in a balanced portfolio and withdraw 4% from them each year. Or you could have all your funds in accounts that have no market risk, like fixed annuities or bank CD's. Many people will do a combination of both, having some assets in the market and having others in guaranteed products that have no market risk. There is no right or wrong way. You have to find a strategy that meets your goals and allows you to sleep comfortably at night. To download a free copy of "How To Avoid Annuity Traps" click here: http://retirementplanningmadeeasy.com/annuity-traps To read the full article that accompanies this video click here: http://retirementplanningmadeeasy.com/build-your-own-retirement-income-plan-in-5-easy-steps/ Disclosures: Investment Advisory Services offered through Retirement Wealth Advisors Inc. (RWA) a Registered Investment Advisor. Retirement Planning Made Easy / Tri-State Financial Group and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision. This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Retirement Planning Made Easy / Tri-State Financial Group and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors Inc.
Просмотров: 5868 Retirement Planning Made Easy
What is a 529 College Savings Plan and Should You Invest In One?
 
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In this video I talk about 529 College Savings Plans and how I am saving for my son's college. I have a 529 College Savings Plan for my son and it is through Vanguard. I manage the account myself. I love using Vanguard because the fees are super cheap and there are a lot of different investment options you can choose from. I hope this video helps one of you out there. Enjoy! --------------------------------------------- FOLLOW ME: Instagram: https://www.instagram.com/jjbuckner/ Facebook Page: https://www.facebook.com/bucknerjj/ Twitter: https://twitter.com/jj_buckner --------------------------------------------- The Books I Recommend: 1st Book I Recommend (Wealth): https://amzn.to/2Mi5VxT 2nd Book I Recommend (Pay off Debt): https://amzn.to/2Mpw4uP 3rd Book I Recommend (Investing): https://amzn.to/2l6wwS0 4th Book I Recommend (Retire Early): https://amzn.to/2sU5SjP 5th Book I Recommend (Tony Robbins): https://amzn.to/2y6BK9B The Equipment I Recommend: Camera: https://amzn.to/2Jyf4EK Lens: https://amzn.to/2JAcpKH SD Card: https://amzn.to/2JAW9ce Tripod: https://amzn.to/2MkWfT7 Lighting: https://amzn.to/2JUPUPQ Lavalier Microphone: https://amzn.to/2ya9piU Boom Microphone: https://amzn.to/2JQMYUt Video Editing Software: https://amzn.to/2Mi8yQh Laptop: https://amzn.to/2JJYygO ---------- EMAIL: jjbucknerbusiness@gmail.com
Просмотров: 123 JJ Buckner
529 Plan Expansion - 2017 Tax Bill
 
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The new tax bill has expanded the use of 529 plans. Acorn Financial is an independent, fee-based wealth advisory firm with a mission to enrich client’s lives. We help success-oriented people map out clear financial strategies to navigate life’s transitions and milestones with confidence. Phone: (603) 595-6848 Email: info@acornnh.com Website: www.acornnh.com Facebook: https://www.facebook.com/acornfinan/ Advisory services offered through Commonwealth Financial Network, a Registered Investment Adviser.
Просмотров: 18 Acorn Financial
How to write-off your kids' expenses on your taxes
 
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SUMMARY: If you have kids you know how expensive they can be. From the necessities to all the extras; the toys, the clothes, the entertainment, the extra curricular activities and so on... wouldn’t it be nice to get a brake and be able to write all of those expenses off on taxes? RECAP OF THE VIDEO: I am a real estate investor and a mother and in my business I don’t just focus on implementing strategies that allow me to make more money, but also focus on incorporating strategies that will allow me to keep the maximum amount of money that I make. In this video I will share a strategy that will allow you to keep more of your money by writing-off your kids’ expenses on your taxes. To implement this strategy you must get your kids involved in your business by putting them on payroll and paying them a salary. You can begin to put your kids on payroll as soon as they turn 6 years old and start giving them small jobs such as stuffing envelopes, shredding paper, cleaning, filing, bookkeeping, scanning... By taking this approach not only will you be saving taxes, but you will be teaching your kids small business ownership skills, self reliance and a concept of a job well done. To be able to pay your own kids, each one of them needs to have their own bank accounts set up and whether you operate as a Sole Proprietor or an LLC you will be paying your kids directly to their bank accounts from your business account if they are under 18 years of age, if they are 18 or older then issue them a 1099 or W2. If you operate your business as an S-Corp then you will need to set up a “Family Management Company” (but is only needed if paying children under 18 years old) which will operate as a Sole Proprietor and pay that “Family Management Company” the kids salary as a fee then transfer the money from there into their bank accounts, but if you have an S-Corp. and you are paying kids that are 18 or older you do not need the “Family Management Company” just issue them a 1099 or W2. The benefit of paying your own kids is that if they are under 18 years of age you do not need to issue workers comp. or FICA (except in Washington) also they will not need to file taxes if you pay them $6350 (in 2017) / year or less. Bonus [Real Estate Investing] Strategy: Now that your kids have earned income they can fund a ROTH-IRA which can become a partner in your next LLC which purchases a rental property and when you sell the rental property the money goes back to the ROTH-IRA and comes out tax free for college or retirement. ★☆★ Part 2 of this video series ★☆★ https://youtu.be/tT1uhgSzpmc ★☆★ TO LEARN THESE STRATEGIES GET THE FOLLOWING BOOKS ★☆★ 1.) The Tax and Legal Playbook: Game-Changing Solutions to Your Small-Business Questions: TO GET THIS BOOK CLICK THE LINK -https://goo.gl/DKqXTZ 2.) What Your CPA Isn't Telling You: Life-Changing Tax Strategies: TO GET THIS BOOK CLICK THE LINK - https://goo.gl/NxyopY 3.) The Business Owner's Guide to Financial Freedom: What Wall Street Isn't Telling You: TO GET THIS BOOK CLICK THE LINK -https://goo.gl/5vGJKq ★☆★ SUBSCRIBE TO MY YOUTUBE CHANNEL FOR VIDEOS ABOUT REAL ESTATE AND BUSINESS ★☆★ ★☆★ CONNECT WITH ME ON SOCIAL MEDIA ★☆★ FACEBOOK: https://www.facebook.com/Laura-Pitkute-1464576883611081/ INSTAGRAM: https://www.instagram.com/laurapitkute/?hl=en LINKEDIN: https://www.linkedin.com/in/laura-pitkute-a039399b/ DISCLAIMER: I (Laura Pitkute) am committed to providing legal and ethical information to the best of my knowledge at all times, but I (Laura Pitkute) am not a certified CPA, nothing I say in this video or comments should be taken as legal advice. Prior to applying any strategies I share in my videos or comments please consult with a competent professional.
Просмотров: 27523 Laura Pitkute
Florida Prepaid College Board
 
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Since 1988, the Florida Prepaid College Board has been offering Florida families a secure and tax-free method to financially prepare for a child's higher education. The Board, sponsored by the State of Florida offers two 529 plans: The Florida Prepaid College Plan, a prepaid plan to cover the cost of tuition, required fees and dormitory housing at a Florida College or a state university and the Florida College Investment Plan, a college savings plan. Nearly one of 10 Florida children has a Florida Prepaid College Plan or a Florida College Investment Plan, making the program the largest and most successful in the country.
Просмотров: 124743 Florida Prepaid College Board
Paying for Your Children’s College - Steve Savant’s Money, the Name of the Game – Part 1 of 3
 
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Sub Headline: Higher Education is Expensive, But Funding A Expert Can Reduce Your Out of Pocket Costs Synopsis: Once you fit all the pieces together, you’ll have a clearer view of how funding your child’s education works. But you more than likely will need the assistance of a college-funding expert. Watch the video interview entitled Paying for Your children’s College, part 1 in the series Funding Strategies for College with funding expert Claire Frey. Content: There’s no doubt that the cost of higher education has increased dramatically in recent years. Yet, perhaps surprisingly, the number of students enrolling in all types of institutions has increased as well. One reason may be the recognition that a college education makes financial sense. Another may be the commitment— and sometimes sacrifice—that families are willing to make in order to pay for the opportunity that education provides. But a third, and possibly equally powerful factor, is that families can turn to a number of sources to help them cover the cost of College. Whether you’re a brand new parent oryou’ve hadlots of practiceas a mom ordad, this probablyisn’t the first time you’ve thought about savingfor college. It’s hard to avoid the bottom line: Colleges and universities, as well as the federal government, considerit your responsibilityto contribute to your children’s higher education expenses. Without at least some savings, meeting that obligation may notbe possible. But it’s equally true that while saving may not be easy, there are a number of programs designed not only to encourage you to put money away for college but to provide tax benefits if you do. In fact, you may already have a plan to accumulate the money you anticipate needing. COLLEGE RESOURCES You can look to a number of websites for help in planning for your child’s education. www.cadeaucollegeplanning.com Personal planning support for families who need assistance in negotiating the all the alternatives related to college funding. www.collegeboard.com Information on college costs, scholarships, and entrance exams. www.studentaid.ed.gov Guidance on the process of applying to and paying for college. www.collegesavings.org Valuable information about 529 savings and prepaid plans. Contributions from the book Guide to Saving for College in this press release are used with permission from Light Bulb Press. Syndicated financial columnist, talk show host and popular platform speaker Steve Savant interviews Claire Frey and features Funding Strategies for College. Steve Savant’s Money, the Name of the Game is an hour-long financial talk show for financial professionals distributed online in 5 ten-minute video press releases Monday through Friday through Trans World News 280 media outlets, social media networks and industry portals. (www.lifesizesolutions.com) https://youtu.be/FUQYfhEOkW0
Просмотров: 1410 Steve Savant
AZ SAVING FOR COLLEGE  INVESTMENT TEMPE  480-503-0050
 
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AZ College Saving & Investment Options are Explained in Certified Financial Planner Teresa Bear’s video “AZ Saving for College – Investment Options”. FOR MORE INFORMATION ON COLLEGE FUNDING OPTIONS CALL TERESA BEAR AT 480-503-0050 http://www.TeresaBear.com To find out more about Coverdell IRA’s, go to: https://www.irs.gov/publications/p970/ch07.html#en_US_2014_publink1000178400 For Arizona 529 plans go to www.AZ529.gov Planning Areas Include: Pre-Retirement & Retirement Planning, Income Planning, Social Security Strategies, Tax Planning, IRA & 401(k) Rollovers, Wealth Accumulation & Investments, Life Insurance, Annuities, Long-Term Care, Financial Planning for Women, Transition Planning (due to Job Change, Job Loss, Retirement or Moving to Arizona). Check out Teresa's web site: http://www.TeresaBear.com Email: info@TeresaBear.com Twitter: http://twitter.com/teresabear Facebook: https://www.facebook.com/pages/Teresa... Tumblr: http://teresabearcfp.tumblr.com Linked In: https://www.linkedin.com/in/teresabear Author of the book "She Retired Happily Ever After", Teresa Bear specializes in retirement planning, income planning and asset preservation for retirees and their loved ones. To order the book, visit Amazon http://www.amazon.com/Teresa-Bear/e/B008VEFOWQ Teresa Bear is a CPA and a CERTIFIED FINANCIAL PLANNER ™ professional who combines tax knowledge with her expertise with investments. She is definitely "Smarter Than the Average Bear!" To find out more about the benefits of hiring a CERTIFIED FINANCIAL PLANNER ™ professional -- CFP ® - check out this video from the CFP ® Board:http://youtu.be/e_Ql_7NCk0o This video features information from the following sources: "Chrizz Luvly feat. Calvin Jazz - Winter Music (Dirty Play Remix) Free Download!" by Dirty Play is is licensed under a Creative Commons Attribution license. https://soundcloud.com/dirty-play/chrizz-luvly-feat-calvin-jazz Licensed under the Creative Commons Attribution-Share Alike 3.0 Unported license: "Hand Cursor" by Mushii https://commons.wikimedia.org/wiki/File:Mano_cursor.svg Public Domain Images & Video: “3” https://pixabay.com/p-150792/?no_redirect https://pixabay.com/en/woman-blonde-automobile-car-160342/ https://pixabay.com/en/cap-college-education-school-312027/ https://pixabay.com/en/baby-baby-girl-sleeping-baby-784609/ https://pixabay.com/en/summer-girl-teen-dreams-718732/ Other Sources: Stock photos licensed from I Stock Photo & BigStock Photo
Просмотров: 127 Teresa Bear
What happens if you have a 529 plan and your kid doesn't go to college? Or they get a scholarship?
 
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Want helpful, BS-free advice on college savings? Check out our interactive AboveBoard College Savings Guide: http://bit.ly/2ANghia
Просмотров: 7316 AboveBoard
Saving for College? Try the 529 Plan
 
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If you're saving for a child's education or just starting to think about it, changes this week to Minnesota's 529 College Savings Plan could help with the process. One of the biggest changes includes a reduction in management fees for the plan by more than 50 percent. Robert Stern, program director for Minnesota College Savings Plan, says the reduction puts Minnesota in the top five for most cost effective plans in the country. Plan changes also include expanding options in the investment lineup. While the plan used to offer seven investment options, there are now 11 options with the addition of four new choices: a conservative option, an aggressive option, a large cap fund option and an equity plus interest option. "The beauty of the 529 plan is it's really flexible, so everybody's situation is different," said Stern. "I would say just get the account open, that's the most important thing." An account can be opened with a $25 contribution. All investments grow tax-free as long as the funds are used for qualified expenses at any accredited college, university, trade or career school anywhere in the nation and in some foreign countries. The account can also follow you if you move out of Minnesota before the 529 savings plan is needed. "Every dollar that you save is one less dollar that you have to borrow," said Stern. For more information visit the Minnesota College Savings Plan website or call 1-877-338-4646. There will also be information available at the Minnesota State Fair in the Education Building. Find the Minnesota Office of Higher Education Booth. Alexandra Renslo reporting http://www.ccxmedia.org https://www.facebook.com/ccxmedia.org/ http://twitter.com/ccxsports Learn about our mobile app - http://bit.ly/CH12app Channel 12 is on Comcast cable in the northwest suburbs of Minneapolis and includes the cities Brooklyn Center, Brooklyn Park, Crystal, Golden Valley, Maple Grove, New Hope, Osseo, Plymouth and Robbinsdale.
Просмотров: 110 CCX Media
Why you Need a 529 College Savings Plan l MONEY FUNDY$
 
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The way to save (and invest) for those skyrocketing educational expenses.
Просмотров: 49 Millennial Money Mgmt. LLC
How to Save a MASSIVE MONEY on your TAXES in 2018 - THE PLAN
 
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➜TEXT NOTIFICATION LIST - https://opturl.com/zLwgvx4b ➜The Art of Holding/Game105 - http://bit.ly/GAME105 ➜Hustler Undergrad $299.9 x30 http://bit.ly/HundergradFIVEO e Hustler Undergrad will do the following for you - clean up your current money situation cashflow and credit. You need a budget whether you are the guy around the way or a millionaire. #hustle #business #money 1. Set up a legal holding company strategy and operating company structure to set you on the path to wealth. 2.Set up an immediate TAX strategy to get your money back from Uncle Sam. $2000 - $20000 a year depending on your income bracket - LEGALLY!!! This is not a one time pop this is year after year easily worth your tuition. 3.Set up the 5 checking accounts. Personal and Corporate you will learn how to segment your money. 4.Set up your minimum four figures hustle per month. Through classes and deep dives. We need to set a solid foundation of money management and financial discipline 5.Classes after 7PM minimum twice a week with quarterly breaks. A training class and a follow-up Q/A. 8 or more per month. 6. Three to Four pieces of Everyman is a Millionaire gear and it is going to be BUMPING! 7. A Facebook group ( will not launch until 2019 ) 8. Student awards and swag a video is coming. You will easily make 100 times what these classes cost you ( if you execute) over the course of life. So you can ball out in life for the less than the cost of ONE SEMESTER of college.
Просмотров: 1759 EVERY MAN IS A MILLIONAIRE
Most financial advisors hate this tax saving retirement strategy!
 
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Is your advisor even licensed to help you implement this strategy? Does he even know it is an option? In many cases, advisors won't tell you about this strategy because they lose big on their commissions. Don't roll over your 401(k) into an IRA until you know this tax-saving retirement strategy? If you own company stock in your retirement plan at work, there are ways you can save tens of thousands on taxes. Investment advisory services offered through WILKINSON FINANCIAL, LLC, a registered investment adviser. Please consult your financial advisor, tax professional, and or attorney before implementing any retirement or investment strategies.
Просмотров: 40 Wilkinson Financial, LLC
529 College Savings Plans: Prepaid vs. Savings
 
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529 plans are one of the most compelling ways for families to save for college. Joan Marshall, Chair of College Savings Plans Network, explains the different options for saving for college through a 529 plan. For more information, visit www.collegesavings.org.
Просмотров: 2303 CSPNCollegeSavings
5 Practical Money Saving Hacks - How To Save More Money Each Month!
 
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Saving money is big problem for most people, simply because we love spending every penny we earn. But saving money is the only way for most people to generate enough to invest and achieve the financial freedom. Before even spending a single penny out of your income, put aside a percentage of it into your saving account (if you don't have one, then make one). You are not allowed to spend this money under any circumstances, no matter what you are going through this money cannot be spent anywhere, but only can be invested. Consider is to be as part of your taxes, something that have to pay whether you like that or not. This video explains how to do that and shares 5 practical hacks. How To Invest In Stock Market: https://www.youtube.com/watch?v=YEkpPTlfHeI How To Make Money Online: https://www.youtube.com/watch?v=VwRCZdDJtaM Get 2 Free Audio Books: http://amzn.to/2sf9dqc For More Great Content: Instagram: https://goo.gl/vzBDdg Facebook: https://goo.gl/DZmAeM Twitter: https://goo.gl/6gvG4T
Просмотров: 511962 Proactive Thinker
Why Max Out Your HSA | BeatTheBush
 
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Have you noticed that little thing in your pay benefits such as the HSA account that requires a high deductible health plan? It may see a bit random but this savings vehicle is actually a very useful tool to help you reduce you taxable earnings! Typically, you can use the money in your HSA tax-free for qualified medical expenses. But why should you only contribute what you use in one year? Why not just max it out because you will eventually use this money for medical expenses anyway? Worst case is you contributed too much but you can still take this out of your HSA after 65 and you only have to pay income tax with no additional penalty. It has the advantages of a 401k PLUS being able to use it tax free now on medical expenses. Therefore, this should be prioritized over 401k contributions but AFTER 401k matching. Support more videos like this along with getting a bunch of perks here: http://www.patreon.com/BeatTheBush Get a free audiobook and 30-day trial. Even if you cancel, you still keep the book and you still support my channel for signing up. Support my channel by signing up to help me make more videos like this: http://www.audibletrial.com/BeatTheBush ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ Credit Card for Starters Who Should NEVER Get a Credit Card: https://youtu.be/aNYZkMgTyb0 Only Use Credit or Only Use Debit: https://youtu.be/J0ZRgBIG39Q Credit Card Basics How Credit Card Calculates Interest: https://youtu.be/0Z2nWQdqa2A How Credit Card Grace Periods Work: https://youtu.be/8WuH3-PsjCA Difference Between Credit Card Inactivity and 0% Utilization: https://youtu.be/rtfJMZf_IrM Credit Card Statement Closing Date vs. Due Date: https://youtu.be/3-knvT7JbTk Does Canceling Credit Cards Affect Credit Score: https://youtu.be/jYGZukw5i-Q Can You Afford a No Limit Credit Card: https://youtu.be/sdAh7hzgJoU Credit Card Balance Transfer Hack: https://youtu.be/F2Foqg2ZTEw Credit Score Less Than 700 Maximize Credit Score while in College: https://youtu.be/pxGECoQoLLA Build Credit Fast with a $500 Credit Limit: https://youtu.be/attQKzngqoE How to Pay off Credit Card Debt: https://youtu.be/XY8YSPapnF8 How to Build Credit with Bad Credit or No Credit [w/ Self Lender]: https://youtu.be/RNXutBGAnlM How to Boost Your Credit Score Within 30 Days: https://youtu.be/LyBjciz4-zg Credit Score More Than 700 How to Increase Credit Score from 700: https://youtu.be/MCFKNBcyAWs 740+ is Not Just For Show: https://youtu.be/1fGcpxurzgU My Credit Score: 848, How to get it Part 1: https://youtu.be/dEZLZQXRBjQ My Credit Score: 848, How to get it Part 2: https://youtu.be/Y6-SB35C7Pc My Credit Score: 848 - Credit Card Hacks and How I got it: https://youtu.be/8Xz3hi3VWfM Advanced Credit Card Tricks How to get a Business Credit Card: https://youtu.be/S3srld5_l5Y Keep 16 Credit Cards Active: https://youtu.be/yAzkEK8Y6E8 Rejected for a New Credit Card with 826 Credit Score: https://youtu.be/66O505Oj5e4 Make Credit Cards Pay You Instead: https://youtu.be/wKMJdX1fQJA Credit Card Low Balance Cancellation $2 per mont [Still Works]: https://youtu.be/2DJjfvcMCcg Cash Back Are Credit Card Points Taxable?: https://youtu.be/Tw90h8I5JNk How to Churn Credit Cards: https://youtu.be/uw__fl38Dk4 Best Cash Back Credit Cards for 2017: https://youtu.be/e_uJweUsiDk 5% Cash Back on Everything: https://youtu.be/q9g_rySm_tI Always get 11% Off Amazon Gift Cards and Amazon Hacks: https://youtu.be/vbv6Rj2uUr4 Max Rewards: What's in My Wallet: https://youtu.be/cmJDFcbjFho How I Make 200 Dollars in 10 Minute [Hint: Credit Card Bonus]: https://youtu.be/pegq4G7ZhTI When Your Best Cash Back Card Gets Cancelled: https://youtu.be/pe7OuqxGi9M Amex Blue Cash Preferred vs. Everyday Effective Cash Back on Groceries: https://youtu.be/3ezD_QwS5e0 Double Dip Groceries Cash Back with Safeway Just for U: https://youtu.be/7kBl0W_L29U Milk the Barclays Cashforward Card for the MOST Cash Back: https://youtu.be/qf2gvrk6Evo This Channel: BeatTheBush I've obtained a high credit score of 848 out of 850 and I am glad to share the knowledge for everyone. Since 3 years ago, I've started making numerous videos that helped people increase their credit score that are free and accessible to all. Please enjoy my channel. Other Channels: BeatTheBush DIY: https://www.youtube.com/BeatTheBushDIY
Просмотров: 43262 BeatTheBush
Coverdell ESA or 529 Plan: Which is Best For You?
 
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http://www.savingforcollege.com In this Q&A with Joe episode we discuss whether a Coverdell education savings account or a 529 plan is your best choice for college savings.
Просмотров: 13137 saving4college