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New Tax Law Update: 529 Plan Expansion
 
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New Tax Law Update: 529 Plan Expansion Subscribe to stay up to date with the latest videos: http://www.youtube.com/user/DaveRamseyShow?sub_confirmation=1 Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Просмотров: 43551 The Dave Ramsey Show
MOST—Missouri's 529 College Savings Plan
 
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We showed Missouri parents how saving for higher education is more achievable than they think.
Просмотров: 397 Kuhn & Wittenborn
What is 529 PLAN? What does 529 PLAN mean? 529 PLAN meaning, definition & explanation
 
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What is 529 PLAN? What does 529 PLAN mean? 529 PLAN meaning - 529 PLAN definition - 529 PLAN explanation. Source: Wikipedia.org article, adapted under https://creativecommons.org/licenses/by-sa/3.0/ license. A 529 plan is a tax-advantaged investment vehicle in the United States designed to encourage saving for the future higher education expenses of a designated beneficiary. 529 plans are named after section 529 of the Internal Revenue Code 26 U.S.C. § 529. While most plans allow investors from out of state, there can be significant state tax advantages and other benefits, such as matching grant and scholarship opportunities, protection from creditors and exemption from state financial aid calculations for investors who invest in 529 plans in their state of residence. There are two types of 529 plans, prepaid plans and savings plans. Prepaid Plans Prepaid plans allow one to purchase tuition credits at today's rates to be used in the future. Therefore, performance is based upon tuition inflation. Prepaid plans may be administered by states or higher education institutions. Currently, 10 states provide a prepaid tuition plan that is accepting new applicants. Those states include Florida, Illinois, Maryland, Massachusetts, Michigan, Nevada, Pennsylvania, Texas, Virginia, and Washington. Savings Plans Savings plans are different in that all growth is based upon market performance of the underlying investments, which typically consist of mutual funds. Most 529 savings plans offer a variety of age-based asset allocation options where the underlying investments become more conservative as the beneficiary gets closer to college age. Savings plans may be administered by states only. Although states administer savings plans, record-keeping and administrative services for many savings plans are usually delegated to a mutual fund company or other financial services company. With the Economic Growth and Tax Relief Reconciliation Act of 2001 (EGTRRA), 529 plans gained their current prominence and tax advantages. Qualified distributions from 529 plans for qualified higher education expenses are exempt from federal income tax. Legislation introduced in the U.S. House of Representatives in 2011 by Congresswoman Lynn Jenkins, (R-KS) and Congressman Ron Kind, (D-WI) that would include 529 plan contributions in the SAVERs tax credit, make permanent the inclusion of computers as a qualified expense, provide for four annual investment direction changes and provide employers with an incentive to contribute to the 529 plans of their employees. There are many advantages to the 529 plan: First, although contributions are not deductible from the donor's federal income tax liability, many states provide state income tax deductions for all or part of the contributions of the donor. Beyond the potential state income tax deduction possibilities, a prime benefit of the 529 plan is that the principal grows tax-deferred and distributions for the beneficiary's college costs are exempt from tax. Many states give the account owner a full or partial state income tax deduction for their contributions to the state's section 529 plans. So far a total of 34 states and the District of Columbia offer such a deduction. California, Delaware, Hawaii, Kentucky, Massachusetts, Minnesota, New Jersey and Tennessee currently have state income taxes but do not offer a state income tax deduction or tax credit for contributions to the state's 529 college savings plan. Alaska, Florida, Nevada, South Dakota, Texas, New Hampshire, Washington and Wyoming do not have state income taxes. Contributions to other states' section 529 plans are generally not deductible in your home state. Only Pennsylvania, Arizona, Maine, Missouri and Kansas provide for state tax parity, where contributions to any state plan are eligible for the state's income tax deduction. Second, the donor maintains control of the account. With few exceptions, the named beneficiary has no rights to the funds. Most plans even allow you to reclaim the funds for yourself any time you desire, no questions asked....
Просмотров: 1802 The Audiopedia
Our View Brightens on This Illinois 529 Plan
 
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The state of Illinois overhauled its Bright Start Direct-Sold College Savings Program in 2017, and it now stands out as one of the top 529 plans out there. For all Morningstar videos: http://www.morningstar.com/cover/videocenter.aspx
Просмотров: 208 Morningstar, Inc.
Missouri's MOST 529 Campaign
 
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The State of Missouri's MOST 529 College Savings Plan campaign was developed in 2009 to bring awareness to the state-sponsored plan that makes it easier and more affordable for Missouri's parents to save for their children's education. Since its launch, more than 145,000 accounts have been created with investments of more than $2.3 billion.
Просмотров: 81 Geile/Leon Marketing Communications
How to Save for College | Comparing Different Savings Accounts
 
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College costs are a challenge for parents and students alike. Walk through the different options of saving up and the pro, cons, and important facts of each. Ways to Save for College: - Pre-Paid Tuition Plans - 529 College Savings Plan - Education Savings Account (ESA) - Uniform Gifts to Minor's Accounts (UGMA) - IRA Accounts - Savings Bonds - Additional Savings Alternatives If you would like to schedule a free assessment with one of our CFP® professionals, click here: https://purefinancial.com/lp/free-assessment/ Make sure to subscribe to our channel for more helpful tips and stay tuned for the next episode of “Your Money, Your Wealth.” https://www.youtube.com/subscription_center?add_user=PureFinancialCFP Channels & show times: http://yourmoneyyourwealth.com https://purefinancial.com IMPORTANT DISCLOSURES: • Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, Inc. A Registered Investment Advisor. • Pure Financial Advisors Inc. does not offer tax or legal advice. Consult with their tax advisor or attorney regarding specific situations. • Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. • Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. • All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. • Intended for educational purposes only and are not intended as individualized advice or a guarantee that you will achieve a desired result. Before implementing any strategies discussed you should consult your tax and financial advisors.
Просмотров: 187 Pure Financial Advisors, Inc.
Was Ultron Actually Preparing Earth for Thanos? | Avengers Infinity War
 
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In Avengers: Age of Ultron, one of Ultron’s most memorable moments is his final conversation with Vision. During their conversation a brief but surprising moment is when Vision agrees with Ultron that humanity is doomed, but from what? Read More: http://www.hybridnetworkyt.com/ultron-preparing-thanos-invasion-earth/ Music: Gloom Horizon by Kevin MacLeod is licensed under a Creative Commons Attribution license (https://creativecommons.org/licenses/by/4.0/) Source: http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1100813 Artist: http://incompetech.com/ ★Subscribe Here: https://goo.gl/eMyqR8 Help us make better content by joining our Patreon! ►https://www.patreon.com/HybridNetwork Royalty free music provided by bensound.com Connect with Hybrid Network! ►Website: https://www.hybridnetworkyt.com ►Facebook: https://www.facebook.com/HybridNetworkYT ►Twitter: https://www.twitter.com/HybridNetwork_ ►Soundcloud: https://soundcloud.com/hybridnetworkyt Hybrid Network is a community delivering the best content in pop culture whether it be news, speculation, reviews, podcasts, rumors, & more! We deliver educational & entertaining content leaving each viewer informed on any franchise we cover. Hybrid Network is pop culture annotated. ------------------------------------------------------------------------------------------------------- Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use.
Просмотров: 1696648 HN Entertainment
Mo. Changes College Savings Program
 
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The state of Missouri has made some changes to its MOST college savings program that will allow families to keep more of the money they invest. KMBC 9's Micheal Mahoney reports.
Просмотров: 47 KMBC 9
Saving vs. Borrowing
 
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When it comes to paying for higher education, should you save or borrow? Learn more at http://mo529.us/2wnUoo8. For more information about MOST—Missouri’s 529 College Savings Plan, download a Program Description, Privacy Policy, and Participation Agreement or request one by calling 888-414-MOST. Investment objectives, risks, charges, expenses, and other important information are included in this document; read and consider it carefully before investing. Vanguard Marketing Corporation, Distributor and Underwriter. If you are not a Missouri taxpayer, consider before investing whether your or the designated beneficiary’s home state offers any state tax or other benefits that are only available for investments in such state’s qualified tuition program. The Missouri Higher Education Savings Program (the “Program Trust”) is a trust created by the State of Missouri. When you invest in MOST—Missouri’s 529 College Savings Plan (the “Plan”), you are purchasing portfolio units issued by the Program Trust. Portfolio units are municipal securities. The Plan has been implemented and is administered by the Missouri Higher Education Savings Program Board (the “Board”). Ascensus College Savings Recordkeeping Services, LLC, serves as the Program Manager and Recordkeeping and Servicing Agent, and together with its affiliates, has overall responsibility for the day-to-day operations of the Plan. The Vanguard Group, Inc., serves as Investment Manager for the Plan. Vanguard Marketing Corporation, an affiliate of The Vanguard Group, Inc., markets and distributes the Plan. The Plan’s portfolios, although they invest in mutual funds, are not mutual funds. Investment returns are not guaranteed, and you could lose money by investing in the Plan. Participants assume all investment risks, including the potential for loss of principal, as well as responsibility for any federal and state tax consequences. © 2017 State of Missouri.
Просмотров: 56 MOST529
An energy savings plan can help you manage your energy use
 
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Let Ameren Illinois help you set and achieve your energy-saving goals. Under the Home Energy Profile, find the Ways to Save tab to create your Energy Savings Plan. Select one of four lifestyle themes for quick, easy-to-implement home improvement suggestions. Then create a plan based on how much you wish to save and how much time you have. This is a perfect way to take advantage of the Ameren Illinois Energy Efficiency program for incentives and discounts. Start now- https://www.ameren.com/illinois/csc/new-features
Просмотров: 65 Ameren Illinois
529 College Savings Plan
 
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CPA Chris Gamble discussed the benefits of a Section 529 College Savings Plan Monday on News 8 at Sunrise. Gamble said Section 529plans are tax advantaged education savings plans for college education costs. The name 529 Plan comes from the section of the Internal Revenue Code under which the plans were established in 1996. The savings plans are operated by a state or educational institution and the earnings on the money invested in the plan are tax-free if used for qualified education purposes.
Просмотров: 148 TheNYSSCPA
MOST Making The World Better
 
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My video for Missouri 529 College saving plan.
Просмотров: 24 Amanda Seggerman
Unforgettable Moments Caught On Live Tv - Awkward Moments And Funny Animals Edition -  2016 - 8
 
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Unforgettable Moments Caught On Live Tv - Awkward Moments And Funny Animals Edition - Find Moments by clicking or tapping the Moments tab on twitter 5 hours ago - Watch: Jordanian analyst loses it on live TV SENT FROM THE HEAVENS Skydiver defies death by jumping from 25,000ft WITHOUT a parachute in live TV stunt Unforgettable is an American police procedural crime drama television series that premiered on CBS on September 20, 2011 Want to see /r/funny with these posts The Olympics delivered a plethora of hilarious news bloopers Xbox Live is where your gaming life comes together, with the games you love, the friends you play with, and the community that defines you 44 Pinterest Fails That Are Just Too Hilarious Comprehensive up-to-date news coverage, aggregated from sources all over the world by Google News Tell us in the comments what you think the funniest movie of all time Television is an American rock band, and considered influential in the development of punk and alternative music The second half of "Awkward" season 5 kicks off at the beginning of summer, a year after we last saw Jenna and her friends Unforgettable Moments Caught on Live TV MOST—Missouri's 529 College Savings Plan is affordable, tax-advantaged, easy to join, and open to everyone Most Shocking is an American reality television show produced by Nash Entertainment and truTV Original Productions Synonyms for shocking at Thesaurus Buy ZMILY Womens Funny Central Connecticut State University Sugar Skull Running Pants XL Black: Shop top fashion brands Clothing at Amazon Here's a list of some funny collective nouns that could be used for an ESL class How do I send photos Moments doesn't suggest to me 'Good Morning America' Anchor Apologizes For Using 'Offensive' Racial Slur on Live TV Nigel Farage heckled by protester with megaphone in live TV interview After cheating death twice, crime drama Unforgettable has finally come to an end The best funny, lol, meme, comic, reaction, fail, humour pics, gifs and videos The Olympics are over but the news bloopers are here forever Live is software for creating musical ideas, turning them into finished songs, and even taking them onto the stage Find and save ideas about Fails on Pinterest, the world's catalog of ideas Offers worldwide news coverage, analysis, show profiles, broadcast schedules, team biographies, and email news alerts 5 days ago - Community Rules and Guidelines for Funniest Texts Ever and Everyday Teen Post The invention of the television was the work of many individuals in the late 19th century and early 20th century Awkward definition, lacking skill or dexterity Want to begin investing with MOST—Missouri's 529 College Savings Plan
Просмотров: 38 albert wood
White House drops plan to tax 529 college savings plans
 
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The White House said Tuesday it is dropping a proposal to scale back the tax benefits of college savings plans amid a backlash from both Republicans and Democrats. http://bit.ly/1CfggCg
Просмотров: 673 ABC7 WJLA
College Saving Plans
 
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Friday, Aug 24 - Missouri State Treasurer Clint Zweifel discusses the MOST 529 plan.
Просмотров: 60 Kansas City Live!
SoCal Reacts To Obama's Proposal To Tax 529 College Savings Plans
 
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CBS2's Bobby Kaple reports. Subscribe to CBS Los Angeles for more updates now: http://www.youtube.com/CBSLA Official Site: http://losangeles.cbslocal.com/ YouTube: http://www.youtube.com/CBSLA Twitter: https://twitter.com/CBSLA Facebook: https://www.facebook.com/CBSLA
Просмотров: 1038 CBS Los Angeles
DIY Wind Turbine 👍 Most Popular Wind Turbine Making Video
 
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DIY Wind Turbine | How to Make Tutorial | Homemade Wind Turbine | Project Guide for Kids Read text version here : https://www.newphysicist.com/make-wind-turbine/ I have been thinking to make wind turbine (a large horizontal axis one) since I first published a small wind turbine video on youtube and a blog post here a few years back. That video went viral. Then I decided to make one large functional wind turbine. The former didn't give me even 1.5 volts. I know building a medium sized wind turbine will take a lot of time to complete. But, It didn't, I've Just finished a medium sized wind turbine with only 5 days, 2 hours per day after my regular work. By the way, Here I am going to give you an overview of my experience in making this wind turbine Project. Make Wind Turbine 1.Propeller Making A propeller is the most important part of a wind turbine. The propeller is used to convert wind energy to rotational energy. This rotational energy can easily be converted to electricity by coupling it with a dynamo. Wind turbine blade should have appropriate curvature and weight to get maximum efficiency. So, I bought 6mm thick, 8 Inch Heavy duty PVC pipe ($5). Then I used a hand grinder to cut it into wind turbine blade shape with 1:3:20 ratio. You can easily make rotor to connect these blades using a Plate washer, Nut, and GI L-clamps. Take 8 inch, 4mm PVC Pipe Cut it into blade shape 1:2:30 Ratio as shown in the figure Smoothen the edges. Take a 3 Inch washer and weld GI Pieces on It. Screw PVC blades On it. 2.Turbine base Making Another important function of a wind turbine is its ability to face the wind automatically. Otherwise, it won't be able to maximize the wind energy harvesting. This mechanism is called yaw mechanism. It works with the help of a flexible turbine base and a tail. I used a johnson wheel to make this flexible joint. The tail will help the propeller to face the wind. As a result, we will get maximum output. We can cut aluminum sheet very easily to any shape. Cut it to a proper shape. Take a Johnson wheel and remove the wheel Weld it to one side of a 1" square GI Pipe (1.5m) Connect bearings in a Piece of GI pipe and Place it on the johnson wheel. Weld a hose clip on it to fix dynamo. 3. Tail Making The tail will help the propeller to face the wind. As a result, we will get maximum output. We can cut aluminum sheet very easily to any shape. Cut it to a proper shape. Cut aluminum sheet into wind turbine tail shape Screw it on a GI Piece Fix the tail on Wind turbine Base SAFETY FIRST APPROACH Keep in Mind that safety must be the first priority. If you are not familiar with angle Grinder, I strongly recommend you not to use it. In any case, children should not experiment with it. Also, when welding you should wear eye protection glasses, face shield, and hand gloves. Ask professional welders to get your work done. That would be better. I have worked as a welder and wireman two years, so I have some experience it such things. Thank God. 4. Assemble Each Component together Watch Video Closely to assemble each Component Together. Make sure the crank wheel and flywheel align straight. Then Connect the output to a battery or multimeter. Place the wind turbine outside where the wind blows. That's It, make wind turbine Project is ready
Просмотров: 4335429 New Physicist
Less Decisions, More Savings
 
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Have you ever stood in line at a new coffee shop or restaurant, staring at the menu options wondering what in the world you're going to order? The choices seem endless and everything looks good, but which option is best? Will you regret getting option A over option B? Or maybe you should go with C? As you stare aimlessly at the all the choices you become overwhelmed and at the last moment, you either make a rash decision based on what you see another person select OR you turn around and walk out without making a choice. This is exactly how the majority of state of Missouri employees feel and respond when faced with the task of selecting a retirement investment option. Making these types of choices are difficult, if not paralyzing for most, because it's out of our comfort zone and beyond our area of expertise. MO Deferred Comp realized this early on and took the necessary steps to make saving for retirement a whole lot easier for state of Missouri employees. Deferred comp offers a simple, yet custom investment lineup built especially for Missouri savers consisting of Missouri Target Date Funds, a stable income investment option and a brokerage window through TD Ameritrade. Missouri Target Date Funds are deferred comp's default, all-in-one retirement savings option. These versatile and professionally-managed funds provide a diversified portfolio of investments consisting of stocks, bonds, and other diversifies. Savers simple choose the target date fund closest to their anticipated date of retirement and contribute to their account regularly. As their anticipated retirement date draws near, the target date fund allocation shifts automatically from more aggressive to more conservative. The Missouri Stable Income Fund offered by MO Deferred Comp is much like a traditional savings account, in that money saved earns a small amount of interest. The fund seeks to protect a saver's principal amount while potentially offering steady growth over time without the daily fluctuations other investment options may experience. Lastly, the Self-Directed Brokerage Account is for hands-on, experienced investors. This option allows savers to choose their own investment options, while taking full responsibility of their retirement assets. While some may argue that the deferred comp plan's lineup is too simple, this unique line-up doesn't limit a saver's options. Instead, it acts as a guide to help them to make smarter choices regarding their retirement savings. So the next time you find yourself back in line and wondering what to choose from the menu, try limiting yourself to just one page or only choosing from the specials. You might be surprised at how easy you make a decision.
How to choose a 529 plan
 
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Several key elements should be considered when comparing 529 plans, such as whether the plans offer state-based tax benefits, a wide range of investment options, and innovative investment solutions.
Просмотров: 2016 Putnam Investments
Missouri Most 529
 
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Просмотров: 147 Saria Peterson
Automate your college contributions with AIP
 
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Now that you’ve opened your account, make it easier to get closer to your college goals by setting up an automatic investment plan (AIP) for your contributions. Once you sign up, money will be automatically transferred from your bank account to your 529 plan account on a set schedule. Learn more at http://mo529.us/2fBLjFg. For more information about MOST—Missouri’s 529 College Savings Plan, download a Program Description, Privacy Policy, and Participation Agreement PDF or request one by calling 888-414-MOST. Investment objectives, risks, charges, expenses, and other important information are included in this document; read and consider it carefully before investing. Vanguard Marketing Corporation, Distributor and Underwriter. If you are not a Missouri taxpayer, consider before investing whether your or the designated beneficiary’s home state offers any state tax or other benefits that are only available for investments in such state’s qualified tuition program. The Missouri Higher Education Savings Program (the “Program Trust”) is a trust created by the State of Missouri. When you invest in MOST-Missouri’s 529 College Savings Plan (the “Plan”), you are purchasing portfolio units issued by the Program Trust. Portfolio units are municipal securities. The Plan has been implemented and is administered by the Missouri Higher Education Savings Program Board (the “Board”). Ascensus College Savings Recordkeeping Services, LLC, serves as the Program Manager and Recordkeeping and Servicing Agent, and together with its affiliates, has overall responsibility for the day-to-day operations of the Plan. The Vanguard Group, Inc., serves as Investment Manager for the Plan. Vanguard Marketing Corporation, an affiliate of The Vanguard Group, Inc., markets and distributes the Plan. The Plan’s portfolios, although they invest in mutual funds, are not mutual funds. Investment returns are not guaranteed, and you could lose money by investing in the Plan. Participants assume all investment risks, including the potential for loss of principal, as well as responsibility for any federal and state tax consequences. © 2017 State of Missouri.
Просмотров: 39 MOST529
Child Support Modification In Missouri| (888) 529-1389
 
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http://www.edorr.com/ Law Offices of Edwin W. Orr, LLC. 28 N 8th Street, Suite 417 Columbia, MO 65201 (888) 529-1389 (573) 443-2828 Watch Missouri's Family Law Attorney, Edwin Orr, discuss if it is possible to modify child support and what could be the reasons to do so. http://en.wikipedia.org/wiki/Family_law https://www.youtube.com/channel/UC2QhJ6VUYGkQIxNZdZcfC9w Related Videos: https://www.youtube.com/watch?v=l17A68MM4y0 https://www.youtube.com/watch?v=9yHpb96AXfY https://www.youtube.com/watch?v=4jxV7xYxxWo https://www.youtube.com/watch?v=Qv63h3VOmOA https://www.youtube.com/watch?v=SQvZSjyJKzs . . For More Useful & Informational Videos http://www.edorr.com/sitemap-video.xml
Просмотров: 482 The Law Offices of Edwin W. Orr, LLC
Consider all the costs of college
 
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The cost of college is more than just tuition. Don’t forget about housing, meal plans, books, lab fees, computers, and more. Watch our video to see how your MOST 529 Plan account can help in paying these qualified expenses. Learn more at http://mo529.us/2k6ZcfY For more information about MOST—Missouri’s 529 College Savings Plan, download a Program Description, Privacy Policy, and Participation Agreement or request one by calling 888-414-MOST. Investment objectives, risks, charges, expenses, and other important information are included in this document; read and consider it carefully before investing. Vanguard Marketing Corporation, Distributor and Underwriter. If you are not a Missouri taxpayer, consider before investing whether your or the designated beneficiary’s home state offers any state tax or other benefits that are only available for investments in such state’s qualified tuition program. The Missouri Higher Education Savings Program (the “Program Trust”) is a trust created by the State of Missouri. When you invest in MOST—Missouri’s 529 College Savings Plan (the “Plan”), you are purchasing portfolio units issued by the Program Trust. Portfolio units are municipal securities. The Plan has been implemented and is administered by the Missouri Higher Education Savings Program Board (the “Board”). Ascensus College Savings Recordkeeping Services, LLC, serves as the Program Manager and Recordkeeping and Servicing Agent, and together with its affiliates, has overall responsibility for the day-to-day operations of the Plan. The Vanguard Group, Inc., serves as Investment Manager for the Plan. Vanguard Marketing Corporation, an affiliate of The Vanguard Group, Inc., markets and distributes the Plan. The Plan’s portfolios, although they invest in mutual funds, are not mutual funds. Investment returns are not guaranteed, and you could lose money by investing in the Plan. Participants assume all investment risks, including the potential for loss of principal, as well as responsibility for any federal and state tax consequences. © 2017 State of Missouri.
Просмотров: 35 MOST529
The Self-Help Guide to Medicare Savings Programs
 
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This video reviews the most important things to know about Medicare Savings Programs. For more information about income and resource limits, visit: http://ow.ly/VP9Qn. For more information about help with prescription drug coverage, visit: http://ow.ly/VP9RQ. A copy of the DFCS paper application for MSPs can be downloaded here: http://ow.ly/VP9Ud.
Просмотров: 300 AtlantaLegalAid
You give them the MOST
 
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See how the MOST 529 Plan helps Missourians get the most out of their higher-education savings.
Просмотров: 503 MOST529
Nine Network Supporter: MOST
 
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Programming on Nine is brought to you by MOST—Missouri's Five Twenty-Nine College Savings Plan. Information is at MOST529Savings.com
Просмотров: 16 Nine Network
What is a 529 Plan?
 
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What is a 529 plan? Everything you need to know about a 529 plan in just a few minutes // DOWNLOAD MY FREE GUIDE TO KEEP YOUR MONEY ORGANIZED PLUS THE SIMPLE TOOL THAT I USE TO TRACK MY 529 PLAN SAVINGS: http://theworthproject.co/easy-money-management/ In this video, I will give you an overview of everything you need to learn to get started saving for college with a 529 plan. At 38 weeks pregnant, my husband and I just finished our extensive research to set up our 529 plan. In this short video you’ll learn: What is a 529 plan? The benefits of using a 529 plan How to pick the best 529 plan for you How much to save in a 529 plan What the money in a 529 plan can be used for What happens if your child doesn’t use the money in the 529 plan Watch this video to help you get started investing in a 529 plan. You can sign up for your free Personal Capital account using this link*: http://theworthproject.co/PC Leave a question in the comments section. If you want to see a tutorial on how to use Personal Capital education planning tool to help you start off on the right foot for college savings, click here: http://theworthproject.co/2018/03/17/personal-capital-tutorial/ NEED TO FIGURE OUT HOW TO SAVE MORE FOR COLLEGE? Download my 9 Simple Solution to put you in control of your cash: http://theworthproject.co/9-simple-solutions/ CONNECT WITH ME: Website: http://theworthproject.co/ Instagram: https://www.instagram.com/theworthproject.co/ Pinterest: https://www.pinterest.com/theworthproject/ If you liked this video, please give it a thumbs up, subscribe, share it with your friends, comment, or all of the above. *This link is an affiliate link, though I use and love Personal Capital, which is why I recommend it and have created this video. That means that I may be compensated if you choose to sign up or purchase a product through the link. This comes at no additional cost to you. Per FTC guidelines, this website may be compensated by companies mentioned through advertising, affiliate programs or otherwise. Any references to third party products, rates, or websites are subject to change without notice. Please do the appropriate research before participating in any third party offers.
Просмотров: 120 The Worth Project
State treasurer's tips on saving for college and avoiding scams
 
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Missouri State Treasurer Clint Zweifel talked about saving for college under Missouri's 529 plan and avoiding scams
Просмотров: 29 41 Action News
NC 529 Plan | North Carolina Families College Savings
 
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Watch more NC 529 Plan videos on saving for college: https://www.youtube.com/playlist?list=PLiFGBEf0h3BAx0onnBtg4qHAaaJIYeS5A http://www.nc529.org Subscribe to our YouTube Channel and be the first to see our latest tips on saving for college: https://www.youtube.com/channel/UCFqV-c7AF60-puRNgJbbefQ OTHER NC 529 CHANNELS Facebook: http://www.facebook.com/NC529Plan Twitter: http://twitter.com/MyNC529 Pinterest: https://www.pinterest.com/nc529/nc-529-college-savings-plan/ Website: http://www.CFNC.org Toll-free Phone support: 866-866-CFNC(2362) ABOUT THE NC 529 PLAN The NC 529® Plan gives you a tax-advantaged, straightforward way to start putting money aside for your child’s college future right now. With easy online or paper enrollment, you can start saving with as little as $25. Make future contributions regularly or periodically – your choice. Other family and friends can contribute too. North Carolina’s National College Savings Program (also called “NC 529 Plan”) is a program of the State of North Carolina. The program is maintained by the North Carolina State Education Assistance Authority as a qualified tuition program under federal tax law, and is administered by College Foundation, Inc. The NC 529 Plan is open to residents of any state. Account earnings are free from both federal and North Carolina income taxes when used to pay for qualified higher education expenses at virtually any college, anywhere in the country. Account owners enroll directly, without having to use brokers or financial advisors, and make their own investment choices from a variety of investment options. There are no enrollment fees or sales charges. Sign up for an NC 529 Plan today at http://www.nc529.org QUESTIONS? — questions@cfncresources.org (for questions about careers, academic planning, or admissions) — programinformation@cfi.org (for questions about financial aid, saving for college, or education loans) — CALL TOLL-FREE: 1-866-866-CFNC (2362) — OR MESSAGE US YOUR QUESTION ON FACEBOOK OR TWITTER! Facebook: http://www.facebook.com/NC529Plan Twitter: http://twitter.com/MyNC529
Просмотров: 14834 College Foundation of North Carolina
Worry Free Living TV: A Simple College Fund That Doesn't Count Against Financial Aid
 
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http://www.worryfreelivingtv.com In this edition: We aren't fans of 529 College Savings plan. There's a much simpler and easier way to go about funding college education. Money in a 529 plan can count up to 5.5% of a child's college savings in the financial aid worksheets used by most colleges and universities, which directly diminishes the potential for financial aid. More importantly, 529 plans tend to offer limited investment choices, and the benefits of tax-free compounding aren't that great based on the average account balance of most 529 accounts.
Просмотров: 99 Brian Fricke
The Benefit of using CCTB to open RESP
 
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How to invest some or all of your Canada Child Tax Benefit CCTB into an RESP Registered education Savings Plan and have the government pay for your child's education twice. Expert Financial Advisors http://www.experiorfinancial.com and http://www.insurancesale.ca
Просмотров: 309 Experior Financial Group
Janatha Garage  dubsmash by NTR fans - BACK TO BACK
 
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2018 America Saves Week - Excuses! Excuses!
 
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Hey Steph. Hey! Did you start saving for retirement today? Ahh no…I…uhh…got busy at work and uhhh had to do a thing. I’ll do it tomorrow. You? Sounds like you'll be busy forever then. Nah, retirement is so far away. I’m too old. Have you seen my paycheck? My kids in college. I don’t think I really need it… The dog ate my login password. Friday is just not a good time to start. So did you…. No! I just don’t have any money. There’s just no guarantee. Everyone knows saving money for retirement is important, but actually doing it is another story. It’s human nature to make up excuses to justify not saving, however very few reasons hold up over time. In fact, one of the most common things we hear from state of Missouri Retirees is that they wished they would of started earlier and saved more. The MO Deferred Comp Plan has a variety of savings options and tools for you to use in order to help save for retirement; including percent of pay contributions, automatic increase, seminar and one-on-one consultations, power calculators, and much, much more. No matter what excuse you come up with, there’s no denying that saving as much as you can, as early as you can, will help you maintain a comfortable lifestyle after you stop working. The state took away the match… Oh yeah…well I’m sure you showed them by not saving anything…
When 1 is better than 2
 
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Typically, the saying goes "2 is better than 1". However, in the case of retirement savings plans, that's not always true. Lucky for you, MO Deferred Comp makes consolidating most external monies, including BackDROP, quick and easy! Here are a few reasons to roll your savings into deferred comp: #1: All of your personal retirement savings will be under one roof; meaning one set of investment options, one point of contact, and one account login. Much easier, right? #2: Deferred comp offers a simple, yet custom investment lineup built especially for Missouri savers consisting of Missouri Target Date Funds, a stable income investment option, and a brokerage window through TD Ameritrade. For more info, check out the Investments page on modeferredcomp.org. #3: MO Deferred Comp is a low-cost savings option for your investments. Participating in the deferred comp plan costs only $15 per year or $3.75 per quarter plus an additional 0.09% of assets. How many retirement savings options can say their fees are that low? Not many, if any! #4: Participants have unlimited access to deferred comp's local education specialist who provide seminars and consultations to and through retirement! These representatives do NOT earn a commission; their sole duty is to provide you with the information you need to make smart savings decisions. What a relief! While making the decision to roll your external retirement accounts is up to you, combining everything into one account can save you time, possibly money, and a few headaches! For more information on rolling money into the deferred comp plan or to get started, check out the Incoming Direct Rollover Form under the Forms page on modeferredcomp.org or contact the plan at 800-392-0925.
Retirement Plan Basics for Practice Owners
 
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Wondering which type of retirement plan makes the most sense for your practice? Check out Andrew Schwartz's presentation on the most common retirement plan options available to practice owners. You'll also learn why it makes sense to set up and begin to max out your retirement plan savings as soon as possible.
Просмотров: 58 SchwartzCPAs
Paul Pepper: Alex LaBrunerie, LaBrunerie Financial, "Tax Harvesting"
 
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Today Paul Pepper visits with ALEX LaBRUNERIE, President of Labrunerie Financial, about several end-of-the-year, money-saving ideas that will hopefully make the most of your 2017 investments. And if you're trying to shop for that hard-to-shop-for child or grandchild, Alex suggests putting money in the the MOST plan, Missouri's 529 college savings plan -- it grows tax free! November 22, 2017 Featured Artist is Amy Meyer http://www.columbiaartleague.org Find us on Facebook: https://www.facebook.com/PaulPepperRadioFriends Follow us on Twitter: https://twitter.com/#!/paulpepperkbia Website: http://kbia.org/programs/radio-friends-paul-pepper
Просмотров: 21 Radio Friends with Paul Pepper
How I Will Make the World a Better Place by Holden
 
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Missouri's 529 College Savings Plan
Просмотров: 35 Scott Black
Facebook Live Townhall: MOST 529 Changes
 
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Treasurer Schmitt discuss the recent expansion of Missouri's MOST 529 Plan to include K-12 education.
Просмотров: 45 Missouri State Treasurer's Office
Gun rights: Missouri woman credits Second Amendment for saving her life - TomoNews
 
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SPRINGFIELD, MISSOURI — The Second Amendment saved a family's life Sunday, at least that's what a mom from Springfield, Missouri says. The Springfield News-Leader reports that Katie Claxton had stopped to get gas around 8 p.m. on Sunday at a Rapid Roberts on Sunshine Street near Highway 65. She was in the car with her daughters while her husband Matt was pumping gas when a suspicious-looking man approached their vehicle. She tried to lock her doors but accidentally rolled the windows down instead. The man then opened the door and brandished a long knife, prompting the mother of four to yell for her husband to get his gun. Claxton's husband pointed his Beretta handgun at the man and called 911 as he walked away. The family began to follow the man in their vehicle as he made his way down the street, banging at cars and trying unsuccessfully to get in. He was arrested by police some time later and charged with unlawful use of a weapon. The man, identified as 42-year-old David Middleton, told police he was paranoid and believed the vehicles at the gas station were sent there to conduct surveillance on him. He said he went up to the Claxtons to tell them to stop following him and tried to get into the other cars to get help after the gun was pointed at him. Middleton has been charged with two counts of unlawful use of a weapon. ----------------------------------------­--------------------- Welcome to TomoNews, where we animate the most entertaining news on the internets. Come here for an animated look at viral headlines, US news, celebrity gossip, salacious scandals, dumb criminals and much more! Subscribe now for daily news animations that will knock your socks off. Visit our official website for all the latest, uncensored videos: http://us.tomonews.net Check out our Android app: http://bit.ly/1rddhCj Check out our iOS app: http://bit.ly/1gO3z1f Get top stories delivered to your inbox everyday: http://bit.ly/tomo-newsletter Stay connected with us here: Facebook http://www.facebook.com/TomoNewsUS Twitter @tomonewsus http://www.twitter.com/TomoNewsUS Google+ http://plus.google.com/+TomoNewsUS/ Instagram @tomonewsus http://instagram.com/tomonewsus -~-~~-~~~-~~-~- Please watch: "Crying dog breaks the internet’s heart — but this sad dog story has a happy ending" https://www.youtube.com/watch?v=4prKTN9bYQc -~-~~-~~~-~~-~-
Просмотров: 5334 TomoNews US
4 Steps to a Successful Retirement
 
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This DC Update is specifically written with the retiree in mind. Introducing, 4 steps to a successful retirement. Step 1: Smile, a lot, you earned it. Step 2: Give more high fives, even if they’re bad ones. Step 3: Do a happy dance knowing that you have a pension and that your personal savings are with MO deferred comp. That’s right, you can keep your savings with the deferred comp plan throughout your retirement. So, while that monthly pension benefit is great, keeping your money in the deferred comp plan is twice as sweet because you’ll still have access to low cost investment solutions that are made specifically for state of Missouri retirees. That’s why deferred comp, like your pension plan, is a lifelong employee benefit. The Missouri Target Date Funds, for instance, are designed to last through retirement as they continue to invest more conservatively after you leave work. And don’t forget about the deferred comp plan’s team of education specialists who are also available for FREE consultations, should you have any questions about your retirement savings account. And remember, even if you’re still under age 59 1/2 , you can make penalty-free withdrawals from the 457 portion of your account, a perk many other retirement savings account types don’t offer. Speaking of withdrawals, now that you’re retired, you can finally access those savings you worked so hard to build. The plan offers a number of convenient payment options, including monthly installments that will provide a little extra pay to go along with your pension (and possibly social security) each month. But again, to take advantage of these perks, remember there’s not need to close your deferred comp account once you retire. In fact, you can roll BackDROP dollars, unused leave payments, and money from other retirement savings accounts – say from previous jobs – into your deferred comp plan account. This makes managing your retirement nest egg a cinch. The 4th and final step to enjoying a successful retirement? Well, that’s an easy one: Repeat steps 1 thru 3. Don’t forget the high fives….and the smiles.
Making the Most of the 2017 Tax Reform
 
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Hey, have you looked at your bank account recently? I think I got a raise! You didn’t get a raise, Kelsey…a lot of state employees, well Americans in general, saw in increase in their paycheck due to the 2017 tax reform legislation. (nodding head) A raise sounds more awesome, but whatever. So your check went up too? Yep! I bet that will come in handy with all those house projects you have coming up this spring! Oh, I’m not spending that money. I plan to save those extra dollars in my deferred comp account. I actually just finished increasing my contributions. Well that’s no fun. You’re right, it’s not! But neither is working my entire life, which is why I’m saving now! I don’t want to work forever. Surely, the measly little increase you saw on your check won’t make that much of a difference 25 years from now. You’re wrong! The average American saw an increase of $130 on their paycheck1. If you put away that extra $130 for the next 25 years, you could save around $90,0892 for your retirement. That equals an additional $4,5602 per year or $3802 each month during a 25-year retirement to help supplement your defined benefit pension from MOSERS or MPERS and Social Security. What? I didn’t get that much on my paycheck! You’re missing the point… Plus, we never get a raise, so I need that money. (Text popup: the average employee has seen a XX increase per year.) You are preaching to the choir, but I’m sure you could at least save a little. Even increasing your contribution by $50 a month or $25 per semi-monthly paycheck, could mean an extra $34,6502 in retirement savings after 25 years. Did you realize that one third of state of MO employees who are eligible to retire have delayed retiring because they can’t afford too? 3 And over 60% of current state employees plan on working after retirement just to make ends meet?3 I don’t want that to be me, so I’m saving my additional take-home pay. You can do whatever you want with yours… You make a good point, but retirement is so far away. I planned on worrying about it later, ya know? Ha! Yeah, well, so did Terry down in IT and now he’s still stuck working. Go talk to him if you don’t believe me! So say, I wanted to maybe put a little something back in my MO Deferred Comp account…how would I do that? It’s easy. Just log on to your account through the Employee Self-Service (ESS) Portal or through Account Access. Click the Access My Accounts in the menu, Choose Contributions, click the Change My Contribution Amount button at the top of the page, and either select a percentage amount or enter whatever amount you’d like to save. Awesome. Sounds easy enough. It is. If you have any more questions, you can visit MO Deferred Comp’s website at modeferredcomp.org or call 800-392-0925 to speak with a Participant Service Representative. Thanks! When did you become such an expert on all this? Oh I’m not, I just watched a few deferred comp videos on YouTube and read a few of their articles! (winks) (rolls eyes and walks away) 1 Tax Cuts and Jobs Act of 2017 2 Assumes a 6% return while employed and 4% return and 2% inflation during a 25-year retirement 3 2017 MO Deferred Comp Retirement & Savings Survey
MoGov Minute - November 19, 2015
 
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This week, MoGov Minute looks at the Share the Harvest Program, free camping on Black Friday and saving for college with a 529 College Savings Plan. Watch more of our videos: MoGov Minute: https://www.youtube.com/watch?v=tPG-HgHPnNU&list=PLaXBM28Se-F6jdzFwGUh3agNIZgUy6ShY Missouri Now: https://www.youtube.com/watch?v=dYh745dc7R8&list=PLaXBM28Se-F64hcSpVj5xpZYOPHqQZIsQ Follow us on social media: Facebook: https://www.facebook.com/mogov Twitter: https://twitter.com/MoGov State website: http://www.mo.gov/
Просмотров: 64 State of Missouri
College Planning:Primer on Saving for College & Financial Aid
 
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Securities and investment advisory services offered through NEXT Financial Group, Inc., member FINRA/SIPC. Cornerstone Wealth Management Group, LLC is not an affiliate of NEXT Financial Group, Inc. We are registered to sell Securities in the following states: Arizona, California, Colorado, Connecticut, Florida, Georgia, Indiana, Massachusetts, Maryland, Maine, Missouri, North Carolina, New Jersey, New Mexico, New York, Ohio, Pennsylvania, Rhode Island, South Carolina, Virginia.
Просмотров: 86 Cornerstone Wealth Management Group
One More Light (Official Video) - Linkin Park
 
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"One More Light" music video directed by Joe Hahn & Mark Fiore. "It has been incredibly emotional to work on this, and especially to watch it. I feel that by doing it, we not only faced some of our biggest fears, but it enabled us to use our talents to bring some light to people that need it. As we move forward to the Hollywood Bowl show and beyond, I think about the people that connect with the band, outside and inside our circle. This video is a gesture of good will to the people that want that connection." - JOE HAHN "One More Light was written with the intention of sending love to those who lost someone. We now find ourselves on the receiving end. In memorial events, art, videos, and images, fans all over the world have gravitated towards this song as their declaration of love and support for the band and the memory of our dear friend, Chester. We are so very grateful and can’t wait to see you again." - MIKE SHINODA Visit http://chester.linkinpark.com Download/Stream the new album 'One More Light' - http://lprk.co/onemorelight
Просмотров: 104952689 Linkin Park
Time's A-Wastin' - Saving with Catch-Up Contributions
 
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Time’s a-wastin…wasting in the sense that with every passing day your future retirement draws closer and closer, but possibly further out of your reach. Why? Because if you’re like 36% of Missouri retirees*, you won’t be able to afford to retire due to a lack of retirement savings and will be forced to continue working. As long as you’re vested, you’ll have your defined benefit pension and social security providing you with income in retirement, but it’s simply not going to be enough to get you through. This is why it’s so important to save additional money throughout your career with the state. So what are you to do if you haven’t been saving enough? Well you’re not alone – only 8.6% of state employees are “very confident” that they are building a large enough retirement nest egg, while 49% are not confident at all1. The IRS allows those close to retirement to stop wastin’ time and put away additional money, well past the normal $18,000 annual contribution limit, in order to “catch-up” on their retirement savings. In fact, Missouri savers age 50 and over can contribute a total of $24,000 into their deferred comp account and those within 3 years of retirement can contribute a whopping $36,000 during the 2017 tax year.** These lofty limits are designed to help behind-schedule savers make up any retirement savings shortfalls by bumping up the amount they can invest during the years leading up to retirement. While they may seem out of reach, they are simply an option for those participating in the MO Deferred Comp Plan. Time’s a-wastin, so log in to your MO Deferred Comp account, boost your retirement contributions, and start saving a little more. *Source: MO Deferred Comp 2016 Retirement and Savings Survey. **The contribution limits in this video are for the 2017 tax year. Visit www.irs.gov for more information on the 457 catch-up provision and to check limits for a different tax year.