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The Worst TSP Fund!
 
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↓↓ LIKE FRP ON FACEBOOK ↓↓ https://www.facebook.com/fedretirementplanning/ The worst TSP Fund has underperformed with significant volatility since it's inception. Can you guess which fund it is? ► Subscribe to My Channel Here: https://www.youtube.com/channel/UC8bWrSS2BdaQGtc1mq45Z6g?sub_confirmation=1 -- Cooper Mitchell helps federal employees better understand their benefits and helps them retire on their terms. Using financial planning and investment management, Cooper is able to tackle the issues that are unique to federal employees. Cooper is also a public speaker who is available for various federal conferences and events. Find Cooper here: Website: http://fedretirementplanning.com Work with Cooper: http://http://www.fedretirementplanning.com/work-with-cooper/ Facebook: https://www.facebook.com/fedretirementplanning/ Email: cooper@fedretirementplanning.com -- Graphs used from: LynAlden.com - she has an awesome infograph on the I-Fund as well. -- As always, enjoy, and please subscribe! -- © Copyright Fed Retirement Planning 2017, All Rights Reserved
Просмотров: 27854 Fed Retirement Planning
Warren Buffett on Investing in the TSP!
 
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Warren Buffett on the TSP Article: http://www.fedretirementplanning.com/warren-buffett-investing-tsp/ ► Subscribe to My Channel Here: https://www.youtube.com/channel/UC8bWrSS2BdaQGtc1mq45Z6g?sub_confirmation=1 -- Cooper Mitchell helps federal employees better understand their benefits and helps them retire on their terms. Using financial planning and investment management, Cooper is able to tackle the issues that are unique to federal employees. Cooper is also a public speaker who is available for various federal conferences and events. Find Cooper here: Website: http://fedretirementplanning.com Work with Cooper: http://http://www.fedretirementplanning.com/work-with-cooper/ Facebook: https://www.facebook.com/fedretirementplanning/ Email: cooper@fedretirementplanning.com -- As always, enjoy and please subscribe! -- © Copyright Fed Retirement Planning 2017, All Rights Reserved
Просмотров: 64164 Fed Retirement Planning
Two TSP Funds Earned Over 20% in 2017!
 
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↓↓ SUBSCRIBE. DO IT. ↓↓ https://www.youtube.com/channel/UC8bWrSS2BdaQGtc1mq45Z6g?sub_confirmation=1 The C & I Funds earned over 20% in the Thrift Savings Plan (TSP) in 2017! What a year! ► Subscribe to My Channel Here: https://www.youtube.com/channel/UC8bWrSS2BdaQGtc1mq45Z6g?sub_confirmation=1 -- Cooper Mitchell helps federal employees better understand their benefits and helps them retire on their terms. Using financial planning and investment management, Cooper is able to tackle the issues that are unique to federal employees. Cooper is also a public speaker who is available for various federal conferences and events. Find Cooper here: Website: http://fedretirementplanning.com Work with Cooper: http://http://www.fedretirementplanning.com/work-with-cooper/ Facebook: https://www.facebook.com/fedretirementplanning/ Email: cooper@fedretirementplanning.com -- As always, enjoy, and please subscribe! -- © Copyright Fed Retirement Planning 2018, All Rights Reserved
Просмотров: 7664 Fed Retirement Planning
Your TSP Investment Options: The I Fund
 
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In this video, we'll talk about the International Stock Index Investment Fund, also known as the I Fund.
Просмотров: 66502 TSP4gov
TSP I Fund - What You Need To Know
 
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If you look at past performance of the varying TSP funds you might be inclined to overlook the I fund. Don't do that! Investing in a diversified portfolio means you're always going to be disappointed in something. Always. If everything is moving in the same direction that simply means you are not diversified well enough. Over the past 10 years, (end of 2017) the I fund is the worst performing fund of all the TSP options. In fact, it has performed worse even than the G fund...with a whole lot more risk too! YIKES, one may say. I don't want a highly volatile fund with horrible performance. Yup, that's what most people are going to say and then they'll drop the I Fund like a hot coal. Again, don't do that! Things rotate my friends. What's up today may or may not be up tomorrow. Conversely what's down today may be up tomorrow. You just don't know. And even worse, you can't predict or time it. In fact the more you try to time the market, the more you give up in long term gains because you'll be out of the investments that's about to break out and, even worse, overloading on the things that are about to fall like a brick in water. If you're truly trying to build a diversified portfolio, you need the I Fund. There is really no debate here. Stay diversified and 5 years from now or so you'll have another fund that you're not happy with. Just the nature of investing. ================================= If you like what you see, a thumbs up helps A LOT. So, give me a thumbs up, please! Don't forget to SUBSCRIBE by clicking here: https://www.youtube.com/channel/UCSEzy4i9xrKPoaU9z0_XbmA?sub_confirmation=1 Contact me: Josh@heritagewealthplanning.com GET MY BOOK: Strategic Money Planning: 8 Easy Ways To Put Your House In Order It's FREE if you're a Kindle Unlimited Subscriber! https://amzn.to/2wKGi50 GET ALL MY LATEST BLOGPOSTS: http://heritagewealthplanning.com/blog/ PODCAST: https://itunes.apple.com/us/podcast/josh-scandlen-podcast/id1368065459?mt=2 http://heritagewealthplanning.com/category/podcasts/ LET'S SOCIALIZE! Facebook: http://Facebook.com/heritagewealthplanning Linkedin: https://www.linkedin.com/in/joshscandlen/ Quora: https://www.quora.com/profile/Josh-Scandlen Google +: https://plus.google.com/u/1/108893802372783791910
Просмотров: 53 Heritage Wealth Planning
Your TSP Investment Options: The C Fund
 
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In this video, we'll talk about the Common Stock Investment Fund, also known as the C Fund.
Просмотров: 107776 TSP4gov
10 Awful TSP No-No's You Should Avoid
 
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I have seen federal employees make many mistakes when it comes to their TSP unfortunately. Because of this, I've been able to put together 10 things that every federal employee should avoid in relation to their TSP. -- ► Subscribe to My Channel Here: https://www.youtube.com/channel/UC8bWrSS2BdaQGtc1mq45Z6g?sub_confirmation=1 -- Cooper Mitchell helps federal employees better understand their benefits and helps them retire on their terms. Using financial planning and investment management through Cooper is able to tackle the issues that are unique to federal employees. Cooper is also a public speaker who is available for various federal conferences and events. Find Cooper here: Website: http://fedretirementplanning.com Work with Cooper: http://http://www.fedretirementplanning.com/work-with-cooper/ Facebook: https://www.facebook.com/fedretirementplanning/ Email: cooper@fedretirementplanning.com -- As always, enjoy, and please subscribe! -- © Copyright Fed Retirement Planning 2016, All Rights Reserved
Просмотров: 100103 Fed Retirement Planning
Government TSP: Overview of the Federal Thrift Savings Plan Funds
 
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The federal government's thrift savings plan, commonly called the TSP, has long served as a low cost savings method for government employees. The five base funds of the TSP offer government employees access to five major indexes in which they may invest. TSP funds are not mutual funds, which means they cannot be invested in by the general public. Instead they are trust funds that are managed by Blackrock Institutional Trust Company. These trust funds have management fees of .039% and below, which comes out to $0.239per $1000. To keep management fees and transaction costs low, participants in the TSP are only allow 2 interfund transfers each month, after which they may only transfer money into the G Fund. Click this link to read the rest of the companion blog post: http://realizeyourretirement.com/government-tsp-overview-of-the-federal-thrift-savings-plan-funds/
Просмотров: 12438 Realize Your Retirement
Your TSP Investment Options: The G Fund
 
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In this video, we'll talk about the Government Securities Investment Fund, also known as the G Fund.
Просмотров: 79230 TSP4gov
How to Become a TSP Millionaire!
 
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↓↓ CHECK OUT THE TSP MILLIONAIRE GUIDE BELOW ↓↓ http://wp.me/p5Ljwd-Qr ► Subscribe to My Channel Here: https://www.youtube.com/channel/UC8bWrSS2BdaQGtc1mq45Z6g?sub_confirmation=1 -- Cooper Mitchell helps federal employees better understand their benefits and helps them retire on their terms. Using financial planning and investment management, Cooper is able to tackle the issues that are unique to federal employees. Cooper is also a public speaker who is available for various federal conferences and events. Find Cooper here: Website: http://fedretirementplanning.com Work with Cooper: http://http://www.fedretirementplanning.com/work-with-cooper/ Facebook: https://www.facebook.com/fedretirementplanning/ Email: cooper@fedretirementplanning.com -- As always, enjoy, and please subscribe! -- © Copyright Fed Retirement Planning 2017, All Rights Reserved
Просмотров: 68976 Fed Retirement Planning
Your TSP Investment Options: The Lifecycle Funds
 
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In this video, we'll talk about the professionally designed Lifecycle Funds, also known as the L Funds.
Просмотров: 184646 TSP4gov
Your TSP Investment Options: The S Fund
 
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In this video, we'll talk about the Small Capitalization Stock Index Fund, also known as the S Fund.
Просмотров: 88715 TSP4gov
7 Steps to Choosing a TSP Investment Strategy
 
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Before you decide on a TSP Investment Strategy, you must first build the foundation. In today's video we discuss the 7 steps that are crucial in building the foundation for choosing a TSP Investment Strategy. Article: http://www.fedretirementplanning.com/the-7-steps-to-choosing-a-tsp-investment-strategy/ -- ► Subscribe to My Channel Here: https://www.youtube.com/channel/UC8bWrSS2BdaQGtc1mq45Z6g?sub_confirmation=1 -- Cooper Mitchell helps federal employees better understand their benefits and helps them retire on their terms. Using financial planning and investment management through Cooper is able to tackle the issues that are unique to federal employees. Cooper is also a public speaker who is available for various federal conferences and events. Find Cooper here: Website: http://fedretirementplanning.com Work with Cooper: http://http://www.fedretirementplanning.com/work-with-cooper/ Facebook: https://www.facebook.com/fedretirementplanning/ Email: cooper@fedretirementplanning.com -- As always, enjoy, and please subscribe! -- © Copyright Fed Retirement Planning 2016, All Rights Reserved
Просмотров: 68142 Fed Retirement Planning
TSP Market Crash Coming in 2018?!
 
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↓↓ SUBSCRIBE. DO IT. ↓↓ https://www.youtube.com/channel/UC8bWrSS2BdaQGtc1mq45Z6g?sub_confirmation=1 Is there a market correction coming that could significantly impact TSP investors? Vanguard thinks so. ► Subscribe to My Channel Here: https://www.youtube.com/channel/UC8bWrSS2BdaQGtc1mq45Z6g?sub_confirmation=1 -- Cooper Mitchell helps federal employees better understand their benefits and helps them retire on their terms. Using financial planning and investment management, Cooper is able to tackle the issues that are unique to federal employees. Cooper is also a public speaker who is available for various federal conferences and events. Find Cooper here: Website: http://fedretirementplanning.com Work with Cooper: http://http://www.fedretirementplanning.com/work-with-cooper/ Facebook: https://www.facebook.com/fedretirementplanning/ Email: cooper@fedretirementplanning.com -- As always, enjoy, and please subscribe! -- © Copyright Fed Retirement Planning 2017, All Rights Reserved
Просмотров: 20001 Fed Retirement Planning
Thrift Savings Plan Explained | Federal Retirement Investing
 
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Hey guys! Welcome back to the channel. I've made a very basic video on TSP, explain who is eligible, max amount you can contribute yearly and different types of funds within TSP. I highly recommend you invest now if you're eligible!
Просмотров: 26 Stock Market Investing
Your TSP Investment Options: The F Fund
 
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In this video, we'll talk about the Fixed Income Index Investment Fund, also known as the F Fund. To learn more about the investment index fund that the F Fund tracks, visit http://www.bloombergindices.com
Просмотров: 18207 TSP4gov
How Should I Allocate Funds In A Thrift Savings Plan?
 
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Granger's son is in the Air Force, as part of his thrift savings retirement plan he's required to invest in certain funds. His investment can be allocated in different amounts to three different funds. Granger would like to know the best percentage to invest in each option. Original air date: January 28, 2018 - Hour 1, Call 1. Wes Moss is the host of MONEY MATTERS – the country’s longest running live call-in, investment and personal finance radio show – on News 95-5FM and AM 750 WSB. You Can Retire Sooner Than You Think, Buy it here: https://retiresoonerbook.com/
Просмотров: 1264 Wes Moss Money Matters
Thrift Savings Plan (TSP) | Military Members Retirement Plan
 
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This video will be covering the Thrift Savings Plan (TSP) for Military members. Military members tend to not take full advantage of the Thrift Savings Plan retirement account and to understand the makeup of this account. In this video we will be discussing fund makeup, fee structure, contribution levels, and difference between a ROTH IRA and ROTH TSP. Compounding interest calculator and fee comparison tool: http://www.tradingacademy.com/resources/calculators/compare-investment-fees.aspx ----The following equipment was used to produce this video---- Camera: http://amzn.to/2r4PWKX (Hero 4)(Old videos) Camera: http://amzn.to/2sc4Alk (Hero 5)(New videos) Tripod: http://amzn.to/2sceOlG Lighting: http://amzn.to/2rxXE1G Desk: http://amzn.to/2sc0s4K Microphone: http://amzn.to/2sLGTgz Citizen Watch: http://amzn.to/2s5LAny DISCLAIMER: This video and description contains affiliate links, which means that if you click on one of the product links, I’ll receive a small commission. This helps support the channel and allows us to continue to make videos like this. Thank you for the support! DISCLAIMER: I do not provide personal investment advice and I am not a qualified licensed investment advisor. All information found here, including any ideas, opinions, views, predictions, forecasts, commentaries, suggestions, or stock picks, expressed or implied herein, are for informational, entertainment or educational purposes only and should not be construed as personal investment advice. While the information provided is believed to be accurate, it may include errors or inaccuracies. I will not and cannot be held liable for any actions you take as a result of anything you read and/or view here. One singular mission: Share with every viewer the best kept secret in the Financial Wold! It's a secret that money managers don't want you to know about. Here it is: You can own/trade individual stocks, etf's, own index funds and limited partnerships or bond funds all within your roth ira account! The secret is in the type of account you need to start. The self managed account. You will not hear this from your financial planner. This relatively new service is available to anyone who opts to take charge of their own financial future and can do so by starting a self-managed Roth IRA. Any roth account will provide tax shelter and allow for contributions and earnings to be withdrawn at age 59.5 years old. However, only a self-managed account can maximize profits through wealth preservation by eliminating fees charged to traditional investment accounts. Cumulative growth, dividend re-investment and compounding interest can all work to maximum potential for you free of the damaging effect of fees from traditional managed account types. It's an exciting time to be an independent investor. Accelerate your returns by building a passive or active portfolio using my 22 years of experience and foundational approaches that are easy to understand and take little to no experience. Just a little initiative will result in stepping into a whole new world of accelerated profits and financial security for you, and your family. No too accounts are the same. Investment tolerances differ. That makes it even more important for you to pay attention to and learn some of the basic terminology, potentials, account types and use them to align your specific financial plan with your financial future. See what it's like to become an Independent Investor. It may be the most financially liberating move you could ever make in your life!
Просмотров: 3819 Independent Investor
The Best TSP Investment Strategy!
 
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↓↓ IN-DEPTH ARTICLE & DOWNLOADS↓↓ http://www.fedretirementplanning.com/best-tsp-investment-strategy/ First off, if you are simply looking for the absolute highest returns with no worry for volatility, based on the 10-year average, the best performing fund is the S-Fund. The S-Fund has earned an average of 10.59% over the past decade. Compared to the runner-up, which is the C-Fund, that’s a great return as it has averaged 8.82%. On a longer timeline, looking at since the inception of the S-Fund which was in 2001, the S-Fund has outperformed the TSP by over 3%. So, if you want the absolute best performing investment strategy, throwing volatility to the wind, then based on historicals, putting 100% in the S-Fund would satisfy this goal. ► Subscribe to My Channel Here: https://www.youtube.com/channel/UC8bWrSS2BdaQGtc1mq45Z6g?sub_confirmation=1 -- Cooper Mitchell helps federal employees better understand their benefits and helps them retire on their terms. Using financial planning and investment management, Cooper is able to tackle the issues that are unique to federal employees. Cooper is also a public speaker who is available for various federal conferences and events. Find Cooper here: Website: http://fedretirementplanning.com Work with Cooper: http://http://www.fedretirementplanning.com/work-with-cooper/ Facebook: https://www.facebook.com/fedretirementplanning/ Email: cooper@fedretirementplanning.com -- As always, enjoy, and please subscribe! -- © Copyright Fed Retirement Planning 2017, All Rights Reserved
Просмотров: 17433 Fed Retirement Planning
TSP S Fund - What You Need To Know
 
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TSP S Fund is basically an Extended Market Index Fund, similar to VEXMX at Vanguard or USMIX at USAA. You take the Total Stock Index, which is VTSMX at Vanguard, subtract out the S&P 500 and what you have remaining is the extended market. The smaller market capitalization publicly traded companies in the US. Because the stocks in the portfolio are smaller they are riskier. Risky means more likely to go bankrupt. But risk also means more upside potential too. And that's exactly what we've seen with the S fund. Compared to the C Fund it's done a bit better, but that performance has come with a cost, much more downside risk. In terms of a broadly diversified portfolio you need to have some exposure to small and mid sized companies. The TSP fund provides just that. At a cost that is world beating- 3.3 bps. That means 33 cents per $1000 per year. Just insane how cheap that. ================================= If you like what you see, a thumbs up helps A LOT. So, give me a thumbs up, please! Don't forget to SUBSCRIBE by clicking here: https://www.youtube.com/channel/UCSEzy4i9xrKPoaU9z0_XbmA?sub_confirmation=1 Contact me: Josh@heritagewealthplanning.com GET MY BOOK: Strategic Money Planning: 8 Easy Ways To Put Your House In Order It's FREE if you're a Kindle Unlimited Subscriber! https://amzn.to/2wKGi50 GET ALL MY LATEST BLOGPOSTS: http://heritagewealthplanning.com/blog/ PODCAST: https://itunes.apple.com/us/podcast/josh-scandlen-podcast/id1368065459?mt=2 http://heritagewealthplanning.com/category/podcasts/ LET'S SOCIALIZE! Facebook: http://Facebook.com/heritagewealthplanning Linkedin: https://www.linkedin.com/in/joshscandlen/ Quora: https://www.quora.com/profile/Josh-Scandlen Google +: https://plus.google.com/u/1/108893802372783791910
Просмотров: 318 Heritage Wealth Planning
Dave Ramsey Thrift Savings Plan Thoughts
 
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Dave Ramsey, the popular financial radio show host, has some opinions on the TSP. His main advice, don't begin long-term investing UNTIL you are debt-free except your home. Article: http://www.fedretirementplanning.com/dave-ramsey-thrift-savings-plan-thoughts/ -- ► Subscribe to My Channel Here: https://www.youtube.com/channel/UC8bWrSS2BdaQGtc1mq45Z6g?sub_confirmation=1 -- Cooper Mitchell helps federal employees better understand their benefits and helps them retire on their terms. Using financial planning and investment management through Cooper is able to tackle the issues that are unique to federal employees. Cooper is also a public speaker who is available for various federal conferences and events. Find Cooper here: Website: http://fedretirementplanning.com Work with Cooper: http://http://www.fedretirementplanning.com/work-with-cooper/ Facebook: https://www.facebook.com/fedretirementplanning/ Email: cooper@fedretirementplanning.com -- As always, enjoy, and please subscribe! -- © Copyright Fed Retirement Planning 2016, All Rights Reserved
Просмотров: 39643 Fed Retirement Planning
Government TSP: What Everybody Ought To Know About TSP Lifecycle Funds
 
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The companion blog post to this video can be found here: http://realizeyourretirement.com/tsp-lifecycle-funds/ -Transcript- Hey Everybody, Dieter Scherer here, fee-only financial planner and Founder of Realize Your Retirement. Today, we are going to go over TSP Lifecycle Funds and an example of why they aren't that great. Lifecycle funds started cropping up in the early 2000's as a cheaper way to invest with professional advice.  The idea is pretty attractive, invest your money with a lifecycle fund targeted to your date of retirement and you never have to worry about managing your investment.  While the idea is great in theory, it falls short in practice. Investment management should be based on: Your ability to deal with volatility in your portfolio Your income and growth needs The value of assets outside of your retirement account The allocation of your other investment accounts Tax minimization Your time horizon, which is the amount of time over which you invest Instead, Lifecycle funds only focus on one aspect of your investment management: you time horizon.  As we discussed a moment ago your time horizon is only one piece of the investment management puzzle. Fund administrators need to cater to all members in the fund. The average investor is fairly risk averse, so they are ultra conservative with the portfolio allocation. The TSP.Gov website allows us to view the investment strategy of the Lifecycle Funds over the lifetime of the fund. I've recorded the changes in the asset allocation over time for this video. Here, we see the change in the 2020 Lifecycle fund between its inception in August 2005 and 2020, when the fund's management ends. The portfolio shifts from a fairly conservative in 2005 to a very conservative portfolio in 2012 and an ultra conservative portfolio in 2020. As you can see, by retirement, the fund's assets will be 74% invested in the G Fund, which is government securities. Here's the problem with overly conservative portfolios. With the medical advances of recent years, most people should plan to have a 30 year retirement. The G Fund returned 2.45% in 2011. Inflation was 3% in 2011. Money invested in the G-Fund lost 0.55% of its purchasing power. Over the long term, low returns from government securities will either shorten the life of your portfolio or drastically reduce the amount you can withdraw each year. To maintain purchasing power over the long term, it's wise to have much more exposure to equities. What If Things Are Different When I Retire? Our economy doesn't look like it will change much in the near future. Interest rates are currently at record lows and the Federal Reserve is prepared to keep rates low for the next several years. Low interest rates and stimulus money from the Federal Reserve will most likely keep inflation around 3% or higher. An asset allocation that is 74% government securities will most likely not even support a conservative income from your portfolio. Lifecycle funds are presented as a smart way and cheap way to manage your money, but this lofty goal falls short in reality. The ultraconservative allocation that these funds will ultimately reach will hamper the survival of your portfolio throughout retirement. I would encourage you to research a more optimal asset allocation for your needs or view my upcoming free video course on smart investment management. More details will be posted about the course in the coming week.
Просмотров: 26263 Realize Your Retirement
Government TSP: What Everyone Ought To Know About TSP Lifecycle Funds - 2014 Update
 
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The companion blog post to this video can be found here: http://realizeyourretirement.com/tsp-lifecycle-funds/
Просмотров: 20420 Realize Your Retirement
The True Cost of the G Fund (TSP)
 
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The G-Fund has 4.3 Million of the 4.7 Million TSP Investors invested within it. That's over 90%. But, something few factor in is the cost of inflation and how it can absolutely diminish your returns. -- ► Subscribe to My Channel Here: https://www.youtube.com/channel/UC8bWrSS2BdaQGtc1mq45Z6g?sub_confirmation=1 -- Cooper Mitchell helps federal employees better understand their benefits and helps them retire on their terms. Using financial planning and investment management through Cooper is able to tackle the issues that are unique to federal employees. Cooper is also a public speaker who is available for various federal conferences and events. Find Cooper here: Website: http://fedretirementplanning.com Work with Cooper: http://http://www.fedretirementplanning.com/work-with-cooper/ Facebook: https://www.facebook.com/fedretirementplanning/ Email: cooper@fedretirementplanning.com -- As always, enjoy, and please subscribe! -- © Copyright Fed Retirement Planning 2016, All Rights Reserved
Просмотров: 9267 Fed Retirement Planning
TSP Funds - G, F, C, S, I, & L
 
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...Enjoy video 2 of 2 for Federal Employees! 2 video 🎥 series for Federal Employees: Video 2 of 2: TSP Funds This video targets TSP Funds 📈 (G,F,C,S,I and L - combination of funds G,F,C,S, and I). I briefly go over each fund and the risk tolerance involved with each fund. What risk tolerance are you? Emoji market risk tolerance scale: 😀😄😅🙄😯😫😢 😭 Let us know how you feel about the recent market volatility on a scale of 😀 to 😭 with an emoji below!! Here are the links that go along with the video - TSP Summary: https://www.tsp.gov/PDF/formspubs/tspbk08.pdf Thrift Savings Plan Annual Returns: https://www.tsp.gov/Inve…/FundPerformance/annualReturns.html
Просмотров: 399 Maryland Financial Advocates
2018 = Best Year for TSP Investors Yet - Here's Why!
 
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2018 has the potential to be a great year for TSP Investors if they follow this one suggestion! ► Subscribe to My Channel Here: https://www.youtube.com/channel/UC8bW... -- Cooper Mitchell helps federal employees better understand their benefits and helps them retire on their terms. Using financial planning and investment management, Cooper is able to tackle the issues that are unique to federal employees. Cooper is also a public speaker who is available for various federal conferences and events. Find Cooper here: Website: http://fedretirementplanning.com Work with Cooper: http://http://www.fedretirementplanni... Facebook: https://www.facebook.com/fedretiremen... Email: cooper@fedretirementplanning.com -- As always, enjoy, and please subscribe! -- © Copyright Fed Retirement Planning 2017, All Rights Reserved
Просмотров: 12097 Fed Retirement Planning
3 Steps to DOUBLE Your TSP
 
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Join the Fed Retirement Planning Community: http://www.fedretirementplanning.com/fed-retirement-planning-community/ Ever wondered how you can double the amount in your TSP? Here are three steps to increasing the amount substantially! -- ► Subscribe to My Channel Here https://www.youtube.com/channel/UC8bWrSS2BdaQGtc1mq45Z6g?sub_confirmation=1 -- Cooper Mitchell helps federal employees better understand their benefits and helps them retire on their terms. Using financial planning and investment management through Cooper is able to tackle the issues that are unique to federal employees. Cooper is also a public speaker who is available for various federal conferences and events. Find Cooper here: Website: http://fedretirementplanning.com Work with Cooper: http://http://www.fedretirementplanning.com/work-with-cooper/ Facebook: https://www.facebook.com/fedretirementplanning/ Email: cooper@fedretirementplanning.com -- As always, enjoy, and please subscribe! -- © Copyright Fed Retirement Planning 2016, All Rights Reserved
Просмотров: 142729 Fed Retirement Planning
Should I Move My Thrift Savings Plan To L 2020?
 
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Linda is approaching retirement after 30 years of employment with the federal government. She had her TSP (Thrift Savings Plan) divided into G, C, I, and F-funds. A friend suggested that Linda move everything to the L 2020 plan. Wes discusses the pros and cons of this strategy. Original air date: June 4, 2017 - Hour 2, Call 3. Wes Moss is the host of MONEY MATTERS – the country’s longest running live call-in, investment and personal finance radio show – on News 95-5FM and AM 750 WSB. You Can Retire Sooner Than You Think, Buy it here: https://retiresoonerbook.com/
Просмотров: 235 Wes Moss Money Matters
What You Can Do With Your TSP When You Get Out
 
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Learn all the options you have for your Thrift Savings Plan (TSP) when you separate from military service. $how Link$ You can learn more about savings with the Thrift Savings Plan (TSP) at https://laceylangford.com/2018/06/all-things-to-know-about-the-tsp If you enjoyed this video, subscribe to my channel, and my updates → https://laceylangford.com to get more money + military advice delivered promptly to your inbox. Thank you for watching!! Lacey Follow me on: Facebook: https://www.facebook.com/TheMilitaryMoneyExpert MilMoney Movement Facebook: https://www.facebook.com/MilMoneyMovement Twitter: https://twitter.com/FinanceLacey MilMoney Movement: https://twitter.com/MilMoneyMove Instagram: https://www.instagram.com/laceylangford -~-~~-~~~-~~-~- Additional content: "8 Financial Mistakes You Make at Your First Base" https://www.youtube.com/watch?v=447dvmqDPHc -~-~~-~~~-~~-~-
Просмотров: 333 Lacey Langford - The Military Money Expert
TSP Lifecycle Funds - What You Need To Know
 
16:16
TSP Lifecycle funds are a mix of the 5 TSP funds. They are allocated in a way to be more aggressive the further from retirement you are. The Lifecycle Inocme fund is 74% G Fund and 6% Fund. So, it's 80% bonds. With a bit in C, S and I. The Lifecycle 2050 fund on the other hand is mostly in stocks, about 80% with the bulk of the stocks being in the C Fund. Now, each quarter the Lifecycle Funds get a bit more conservative. ANd that is my only real problem with them. If you just retired, say are 60 years old and are in the Income Fund, you are simply not going to get any growth on that portfolio and yet you have probably 30 more years to live. Can't have that. In fact after taxes and inflation, the Income fund loses money... Now it won't kill you in any given year but each year, year after year, you're losing purchasing power. And it's purchasing power that you need in order to grow to deal with rising costs. ================================= If you like what you see, a thumbs up helps A LOT. So, give me a thumbs up, please! Don't forget to SUBSCRIBE by clicking here: https://www.youtube.com/channel/UCSEzy4i9xrKPoaU9z0_XbmA?sub_confirmation=1 Contact me: Josh@heritagewealthplanning.com GET MY BOOK: Strategic Money Planning: 8 Easy Ways To Put Your House In Order It's FREE if you're a Kindle Unlimited Subscriber! https://amzn.to/2wKGi50 GET ALL MY LATEST BLOGPOSTS: http://heritagewealthplanning.com/blog/ PODCAST: https://itunes.apple.com/us/podcast/josh-scandlen-podcast/id1368065459?mt=2 http://heritagewealthplanning.com/category/podcasts/ LET'S SOCIALIZE! Facebook: http://Facebook.com/heritagewealthplanning Linkedin: https://www.linkedin.com/in/joshscandlen/ Quora: https://www.quora.com/profile/Josh-Scandlen Google +: https://plus.google.com/u/1/108893802372783791910
Просмотров: 240 Heritage Wealth Planning
Thrift Savings Plan Loan - Thrift Savings Plan Loans Explained
 
14:53
Thrift Savings Plan loans– How to use your TSP loan retirement plan? 1-800-566-1002 http://www.RetireSharp.com . Understand the most efficient ways to leverage your thrift savings plan loan for a comfortable retirement income plan through tsp retirement rollovers. Avoid the most common mistakes that individuals make when using thrift savings plan loan retirement plans costing them thousands of dollars in retirement. Managing Your TSP loan Managing a retirement account is often the last thing anyone thinks of doing. And for those with a government TSP (Thrift Savings Plan) loan it is probably even further down the list. Although a TSP only contains five funds from which to choose, this very factor makes managing the account even more important. WHY, because there is less wiggle room. The opportunity for success is equally as dramatic as that of losing it all. A middle ground would be to divide your retirement money into each of the TSP funds equally. You won't seem dramatic growth, but you could end up with steady upward steps that should at least beat inflation. The challenge with such a basic diversified plan is that you may not generate enough money to live upon when you reach retirement. Since you are limited to no more than two trades per month in your TSP account, managing your retirement means: TSP funds are private and not traded on the regular stock market exchanges. This means you need to watch funds or ETFs that closely resemble your TSP funds. Once you know which symbols to watch, or you look at the performance via your TSP login, you can adjust your holdings to meet your objectives. You can focus on growth or safety or by diversifying amongst the funds you can weight your holdings towards your preference of growth or security. Various charting software, even free online software, can give you an indication of what is happening with each of your funds. Investment software based on technical analysis can take the basic information a step or two further and in seconds provide recommendations based not just on the movement of your funds but how they compare to each other and even to the stock market as a whole. This type analysis, dubbed relative strength, can lead you to the best performers at the current time and also tell you when to sell or switch funds. Selling, many investors forget, is the only way you actually make money. You have no gain, no profit, except on paper until you sell a fund. Switching from one fund into another locks in the profit gained from the first fund while giving you the opportunity to grow your money further with the fund that is now moving ahead with greater relative strength. Or, you may simply want to sell from the more 'growth' fund and transfer part or all of the money into a more stable but inflation beating fund to secure that money for the future. Regardless of how you go about handling your TSP retirement account, simply doing nothing and let it rest in the default fund will barely keep your money even with inflation (kind of like stuffing it in a coffee can for a future date) when prices for everything, yes everything will be higher. Taking a few minutes a week or a month can mean the difference between enjoying retirement or being stressed out with every bill that comes in the mail. Please make sure to subscribe to our YouTube channel for the most updated videos. Thanks for watching! Related search terms: Tsp loans What is a thrift savings plan loan What is tsp loan for retirement? Thrift savings plan loan rollover Tsp loans retirement rollover to ira Tsp loans retirement explained How to use your thrift savings plan loan for retirement
Просмотров: 777 Josephina Reaves
TSP Investments: G Fund or C Fund?
 
02:01
Listen to Dan Live everyday at https://www.financialissues.org Like Dan on Facebook: https://www.facebook.com/financialissues Follow Dan on Twitter: https://twitter.com/financialissues Watch & Listen to the Truth: Dan's Commentary 2016 Republican President will improve US Markets: http://bit.ly/1TlEDWb Exclusive Interview w/ Gov. Mike Huckabee: http://bit.ly/fismgovh Economic Armageddon / Keep Cash at Home: http://bit.ly/1QpTWu8 Let's be real the Economy is Bad: http://bit.ly/1OMPQMd Financial Issues - Program March 29, 2016 *Information given by Dan could be based upon time sensitive market data or economic situations that are subject to change.
Просмотров: 3695 Financial Issues with Dan Celia
TSP After Retirement - Thrift Savings Plan After Retirement
 
22:08
What are tsp strategies after retirement – What is a tsp after retirement? 1-800-566-1002 http://www.RetireSharp.com . What are the best types of tsp after retirement and learn how you can avoid the most common mistakes that individuals have made when looking to leverage their tsp after retirement. Considering All Resources When Planning for Retirement When you are busy living your life, you have little time to think about retirement. Your family and personal goals are foremost on your mind. Yet if you do not make time to plan for your retirement, the time to retire can come before you have set plans in place to provide for yourself and your family during your golden years. You may not be able to maintain the kind of lifestyle you would like to have during your retirement if plans are not put in place now. Instead of waiting, follow these simple steps to plan for your retirement now so your retirement years will be a reward for all those years during which you worked so hard. Discover the Plans Your Employer Offers Many employers offer pension plans, 401k, or other retirement plans as part of their employees' benefit packages. If you are unaware about what they offer, ask. If you are currently in the military or have served in the past, you may have a Thrift Savings Plan (TSP) or a military pension that you can access after you retire. Discover Other Retirement Income You May Have If you have money invested in mutual funds or stocks, you may want to derive some of your retirement income from these sources. Your spouse may also furnish part of your retirement income if she or he is still working or will have his or her own retirement income. Learn how you can access these sources of income long before you retire so you have a solid plan in place. Discover What You May Earn from Social Security Benefits To estimate the amount of money you may earn from your Social Security retirement benefits, you can use the calculator on the Social Security Administration website. At the bottom of the webpage, there will be a button. Click the button and follow the directions. After you finish the process, you will receive an estimate. While you are online, you may also fill out a form to request a copy of your Social Security statement, which you may access as many times as you wish. You should, however, check it at least on a yearly basis to make sure that they have an accurate record of your earnings. If they have missed any of your income, act immediately to notify their office of the error. To procrastinate on such an important matter can cause more trouble down the road, particularly if records of the missing income are unavailable after many years. Discover Your Total Estimated Retirement Income Now that you have identified each source of retirement income, calculate the amount of money you should receive from each of those sources. Doing so will help you to estimate whether you will have enough to provide you with the lifestyle you want after retirement. Discover What Level of Income You Will Need To make an accurate estimate of your retirement plan's adequacy, you will need to calculate how much money you will probably need to maintain the retirement lifestyle you want. When you calculate this estimate, you must also factor in the increase in the cost of living that usually occurs over time. Your current expenses, such as housing, transportation, utilities, and food will likely remain the same, with the exception of what you would spend on transportation to and from work. Add in a generous amount for recreation as well. With more time on your hands, you may want to travel more, attend more concerts, or pursue hobbies or charity work. If your projected income will not provide enough money to fund your desired lifestyle, you may want to consider creating another source of retirement income, such as another investment account or another job after you retire. Feel free to subscribe to our YouTube channel and receive instant access on different retirement related topics. Thanks for watching! Related Search terms: tsp after retirement annuities tsp after retirement income tsp after retirement explained tsp after retirement reviews tsp after retirement review What is the best fixed indexed tsp after retirement vs the top immediate income tsp after retirement https://www.youtube.com/watch?v=NfDbKQUfrDs
Просмотров: 9081 retiresharp
Cooper's Ultimate Guide to the TSP's C-Fund!
 
11:48
↓↓↓COOPER'S C-FUND GUIDE ↓↓↓ http://www.fedretirementplanning.com/the-ultimate-guide-tsp-c-fund/ This is the ULTIMATE guide to the TSP C-Fund. Period. ► Subscribe to My Channel Here: https://www.youtube.com/channel/UC8bWrSS2BdaQGtc1mq45Z6g?sub_confirmation=1 -- Cooper Mitchell helps federal employees better understand their benefits and helps them retire on their terms. Using financial planning and investment management, Cooper is able to tackle the issues that are unique to federal employees. Cooper is also a public speaker who is available for various federal conferences and events. Find Cooper here: Website: http://fedretirementplanning.com Work with Cooper: http://http://www.fedretirementplanning.com/work-with-cooper/ Facebook: https://www.facebook.com/fedretirementplanning/ Email: cooper@fedretirementplanning.com -- Graphs used from: LynAlden.com - she has an awesome infograph on the I-Fund as well. -- As always, enjoy, and please subscribe! -- © Copyright Fed Retirement Planning 2017, All Rights Reserved
Просмотров: 9704 Fed Retirement Planning
Thrift Savings Plan Briefing: For Early to Mid-Career
 
02:17:49
Presented by TSP Agency Liaison Specialist Arvella Collins, Federal Retirement Thrift Investment Board. -- U.S. Department of Health and Human Services (HHS) http://www.hhs.gov We accept comments in the spirit of our comment policy: http://www.hhs.gov/web/socialmedia/policies HHS Privacy Policy http://www.hhs.gov/Privacy.html
How to Manage Your TSP Like You Want to Be Rich
 
07:55
A YouTube video on how to manage your Thrift Savings Plan (TSP). In this video, I explain the difference between a Traditional TSP and a Roth TSP, how to decide how much to contribute, and how to allocate your contributions. Managing your TSP account is just something that has to be done if you want your investments to grow. And it begins the moment you set it up. You have to know what type of account, how much you want to invest, the funds you want to invest in. Plus a plan to manage your TSP account for its lifetime. More of The Military Money Expert™️ videos on the TSP are: https://www.youtube.com/watch?v=uQLsyF8yvoM&t=103s What the Heck is the TSP? https://www.youtube.com/watch?v=bmTxGQIieL8&t=56s Show Links: You can learn more about savings with the Thrift Savings Plan (TSP) at https://laceylangford.com/2018/06/all-things-to-know-about-the-tsp blooom - https://bit.ly/2uwNRJ6 If you enjoyed this video, subscribe to my channel, and my updates → https://laceylangford.com to get more money + military advice delivered promptly to your inbox. Thank you for watching!! Lacey Follow me on: Facebook: https://www.facebook.com/TheMilitaryMoneyExpert MilMoney Movement Facebook: https://www.facebook.com/MilMoneyMovement Twitter: https://twitter.com/FinanceLacey MilMoney Movement: https://twitter.com/MilMoneyMove Instagram: https://www.instagram.com/laceylangford Disclosure These notes may contain links to my affiliate products or services which means I may get compensation when you click or buy. That said, I’m only going to put affiliate links that are in line with the video topic and that I recommend. -~-~~-~~~-~~-~- Additional content: "8 Financial Mistakes You Make at Your First Base" https://www.youtube.com/watch?v=447dvmqDPHc -~-~~-~~~-~~-~-
Просмотров: 235 Lacey Langford - The Military Money Expert
Thrift Savings Plan - EOQ 3Q18 S&P 500 (C Fund) Review
 
01:21:26
This video is intended for the general investing public - specifically for those of you who invest in stock index funds, whether that be through your TSP or other 401(k) and 401(k) equivalent accounts, IRA's or any other type of investment account. What you will see here is my review of what happened with the S&P 500 in terms of both price performance and earnings performance. Share prices are fundamentally based on earnings performance and expected earnings performance, which is why attention to what's going on with index-wide earnings data is essential to assist in making smarter, more well-informed investment decisions.
Просмотров: 262 Scott Zane
*TSP RANT* Buy Low, Sell High | #FedRetirementWeekly Ep. 12
 
09:18
Question: Cooper, when should I move from the G-Fund to the C, S, and I Funds? ► Subscribe to My Channel Here: https://www.youtube.com/channel/UC8bWrSS2BdaQGtc1mq45Z6g?sub_confirmation=1 -- Cooper Mitchell helps federal employees better understand their benefits and helps them retire on their terms. Using financial planning and investment management through Cooper is able to tackle the issues that are unique to federal employees. Cooper is also a public speaker who is available for various federal conferences and events. Find Cooper here: Website: http://fedretirementplanning.com Work with Cooper: http://http://www.fedretirementplanning.com/work-with-cooper/ Facebook: https://www.facebook.com/fedretirementplanning/ Email: cooper@fedretirementplanning.com -- As always, enjoy, and please subscribe! -- © Copyright Fed Retirement Planning 2016, All Rights Reserved
Просмотров: 2421 Fed Retirement Planning
Why Most Federal Employees Should Invest in the Roth TSP!
 
06:40
↓↓ ONLY SUBSCRIBE IF YOU'RE IN THE TSP ↓↓ https://www.youtube.com/channel/UC8bWrSS2BdaQGtc1mq45Z6g?sub_confirmation=1 Too few federal employees are investing in the Thrift Savings Plan (TSP) and that needs to change. ► Subscribe to My Channel Here: https://www.youtube.com/channel/UC8bWrSS2BdaQGtc1mq45Z6g?sub_confirmation=1 -- Cooper Mitchell helps federal employees better understand their benefits and helps them retire on their terms. Using financial planning and investment management, Cooper is able to tackle the issues that are unique to federal employees. Cooper is also a public speaker who is available for various federal conferences and events. Find Cooper here: Website: http://fedretirementplanning.com Work with Cooper: http://http://www.fedretirementplanning.com/work-with-cooper/ Facebook: https://www.facebook.com/fedretirementplanning/ Email: cooper@fedretirementplanning.com -- As always, enjoy, and please subscribe! -- © Copyright Fed Retirement Planning 2018, All Rights Reserved
Просмотров: 9748 Fed Retirement Planning
TSP I Funds 100% ???
 
06:07
Since the TSP I Fund gained almost 28% within the last 12 months, some of my fed employee clients were asking me if they should transfer all their TSP money to the I Fund. This quick video will reveal my answer. Enjoy watching....Don't FORGET to Subscribe !!!
Просмотров: 144 Nefty Mendiola
TSP Investing
 
10:55
For more information on how to increase your TSP portfolio please visit: http://www.tspinvesting.com We are not licensed financial advisors or brokers. Nothing on this site should be considered professional advice to buy, sell, or trade any financial security. We are in no way affiliated with the federal government or the Thrift Savings Plan. Please see our disclaimer page for a full disclaimer.
Просмотров: 27239 TSP Investing
Thrift Savings Plan - What is a TSP Retirement
 
14:47
Thrift Savings Plan Retirement – How to use your TSP retirement plan? 1-800-566-1002 http://www.RetireSharp.com . Understand the most efficient ways to leverage your thrift savings plans for a comfortable retirement income plan through tsp retirement rollovers. Avoid the most common mistakes that individuals make when using thrift savings retirement plans costing them thousands of dollars in retirement. Managing Your TSP Retirement Managing a retirement account is often the last thing anyone thinks of doing. And for those with a government TSP (Thrift Savings Plan) it is probably even further down the list. Although a TSP only contains five funds from which to choose, this very factor makes managing the account even more important. WHY, because there is less wiggle room. The opportunity for success is equally as dramatic as that of losing it all. A middle ground would be to divide your retirement money into each of the TSP funds equally. You won't seem dramatic growth, but you could end up with steady upward steps that should at least beat inflation. The challenge with such a basic diversified plan is that you may not generate enough money to live upon when you reach retirement. Since you are limited to no more than two trades per month in your TSP account, managing your retirement means: TSP funds are private and not traded on the regular stock market exchanges. This means you need to watch funds or ETFs that closely resemble your TSP funds. Once you know which symbols to watch, or you look at the performance via your TSP login, you can adjust your holdings to meet your objectives. You can focus on growth or safety or by diversifying amongst the funds you can weight your holdings towards your preference of growth or security. Various charting software, even free online software, can give you an indication of what is happening with each of your funds. Investment software based on technical analysis can take the basic information a step or two further and in seconds provide recommendations based not just on the movement of your funds but how they compare to each other and even to the stock market as a whole. This type analysis, dubbed relative strength, can lead you to the best performers at the current time and also tell you when to sell or switch funds. Selling, many investors forget, is the only way you actually make money. You have no gain, no profit, except on paper until you sell a fund. Switching from one fund into another locks in the profit gained from the first fund while giving you the opportunity to grow your money further with the fund that is now moving ahead with greater relative strength. Or, you may simply want to sell from the more 'growth' fund and transfer part or all of the money into a more stable but inflation beating fund to secure that money for the future. Regardless of how you go about handling your TSP retirement account, simply doing nothing and let it rest in the default fund will barely keep your money even with inflation (kind of like stuffing it in a coffee can for a future date) when prices for everything, yes everything will be higher. Taking a few minutes a week or a month can mean the difference between enjoying retirement or being stressed out with every bill that comes in the mail. Please make sure to subscribe to our YouTube channel for the most updated videos. Thanks for watching! Related search terms: Tsp What is a thrift savings plan What is tsp retirement? Thrift savings plan rollover Tsp retirement rollover to ira Tsp retirement explained How to use your thrift savings plan for retirement https://www.youtube.com/watch?v=Kg1uMzGm_iA
Просмотров: 4617 retiresharp
TSP F Fund - What You Need To Know
 
20:38
The TSP F Fund is the Thrift Savings Plan version of a corporate bond fund. However, if you dig a little bit you'll quickly see why this fund is NOT a corporate bond fund in the least. Why do I say this? Look what happened in 2008. In 2008 everything, and I mean EVERYTHING got hammered. That is, everything for government bond funds. Government bonds did swimmingly in that year as everyone was fleeing from risk into assurance. What did a typical corporate bond fund do in 2008? Well look at USAA's Income Fund, USAIX. It was down over 5%. What did the TSP F Fund do? It was UP over 5%! The only way to do that was to have exposure to government bonds, such as GNMAs. Does the F Fund have some corporate bonds in ti too? Yup. That's why I actually changed my mind mid-episode as to the fund I'd choose for my fixed income holdings, the G Fund or the F. The F has a broader range of fixed income products in its portfolio. That will lead to a bit more risk but should provide more return too. In fact over the last 10 years we see that precisely. The F fund doubled the rate of return of the G. In a low yielding environment every percentage point you can get helps, a lot. So, if you can get say double the rate of return of the G Fund without doubling the risk, that's a chance I'd take indeed. Will it ALWAYS double the returns of the G fund? Of course not. It may in fact perform worse. I've no clue. But given it's track record and history of never having wealth destroying years, I'm pretty fond of the F fund. Now, mind you, I'm not fond of bond funds in the whole. After taxes and inflation, it's going to be awful to make any money in them. But if I needed to put a bond fund into my portfolio, I won't yell at you for choosing the TSP F Fund. ================================= If you like what you see, a thumbs up helps A LOT. So, give me a thumbs up, please! Don't forget to SUBSCRIBE by clicking here: https://www.youtube.com/channel/UCSEzy4i9xrKPoaU9z0_XbmA?sub_confirmation=1 Contact me: Josh@heritagewealthplanning.com GET MY BOOK: Strategic Money Planning: 8 Easy Ways To Put Your House In Order It's FREE if you're a Kindle Unlimited Subscriber! https://amzn.to/2wKGi50 GET ALL MY LATEST BLOGPOSTS: http://heritagewealthplanning.com/blog/ PODCAST: https://itunes.apple.com/us/podcast/josh-scandlen-podcast/id1368065459?mt=2 http://heritagewealthplanning.com/category/podcasts/ LET'S SOCIALIZE! Facebook: http://Facebook.com/heritagewealthplanning Linkedin: https://www.linkedin.com/in/joshscandlen/ Quora: https://www.quora.com/profile/Josh-Scandlen Google +: https://plus.google.com/u/1/108893802372783791910
Просмотров: 126 Heritage Wealth Planning
Thrift Savings Plan - Thrift Savings Plans
 
10:49
What are thrift savings plans – What is a thrift savings plan? http://www.RetireSharp.com 1-800-566-1002. What are the best types of thrift savings plan for retirement and learn how you can avoid the most common mistakes that individuals have made when looking to set a thrift savings plan account. Managing Your TSP Retirement Managing a retirement account is often the last thing anyone thinks of doing. And for those with a government TSP (Thrift Savings Plan) it is probably even further down the list. Although a TSP only contains five funds from which to choose, this very factor makes managing the account even more important. WHY, because there is less wiggle room. The opportunity for success is equally as dramatic as that of losing it all. A middle ground would be to divide your retirement money into each of the TSP funds equally. You won't seem dramatic growth, but you could end up with steady upward steps that should at least beat inflation. The challenge with such a basic diversified plan is that you may not generate enough money to live upon when you reach retirement. Since you are limited to no more than two trades per month in your TSP account, managing your retirement means: TSP funds are private and not traded on the regular stock market exchanges. This means you need to watch funds or ETFs that closely resemble your TSP funds. Once you know which symbols to watch, or you look at the performance via your TSP login, you can adjust your holdings to meet your objectives. You can focus on growth or safety or by diversifying amongst the funds you can weight your holdings towards your preference of growth or security. Various charting software, even free online software, can give you an indication of what is happening with each of your funds. Investment software based on technical analysis can take the basic information a step or two further and in seconds provide recommendations based not just on the movement of your funds but how they compare to each other and even to the stock market as a whole. This type analysis, dubbed relative strength, can lead you to the best performers at the current time and also tell you when to sell or switch funds. Selling, many investors forget, is the only way you actually make money. You have no gain, no profit, except on paper until you sell a fund. Switching from one fund into another locks in the profit gained from the first fund while giving you the opportunity to grow your money further with the fund that is now moving ahead with greater relative strength. Or, you may simply want to sell from the more 'growth' fund and transfer part or all of the money into a more stable but inflation beating fund to secure that money for the future. Regardless of how you go about handling your TSP retirement account, simply doing nothing and let it rest in the default fund will barely keep your money even with inflation (kind of like stuffing it in a coffee can for a future date) when prices for everything, yes everything will be higher. Taking a few minutes a week or a month can mean the difference between enjoying retirement or being stressed out with every bill that comes in the mail. Feel free to subscribe to our YouTube channel and receive instant access on different retirement related topics. Thanks for watching! Related Search terms: thrift savings plan explained Thrift savings plans for dummies Best thrift savings plan advice How to rollover a thrift savings plan into an ira without penalities https://www.youtube.com/watch?v=Lt7Fm0FzjGs
Просмотров: 142 retiresharp
How to Make TSP Interfund Transfers
 
01:54
Here we explain how to change the allocation of the current funds in your thrift savings plan (TSP) account. Subscribe for more tips or visit our website for help with making the most of your federal government benefits
Просмотров: 325 Fedben Retire
Thrift Savings Plan Withdrawal - Thrift Savings Plan Withdrawals Explained
 
08:25
What are thrift savings plan withdrawals – What is a thrift savings plan withdrawal? http://www.RetireSharp.com 1-800-566-1002. What are the best types of ways to take tsp withdrawals for retirement and learn how you can avoid the most common mistakes that individuals have made when looking to withdraw money from their tsp retirement accounts. Do you know exactly what the Thrift Savings Plan actually is? Also known as the TSP, the Thrift Savings Plan is the retirement savings plan provided by the U.S. government for federal employees and federal retirees as well as current and former members of the U.S. Uniformed Services. The Thrift Savings Plan is a tax-deferred defined plan of contribution. It is administered and controlled by the Federal Retirement Thrift Investment Board, an independent government agency established in 1986 for this purpose. The Thrift Savings Plan is very similar to a private sector 401k plan, in that it serves as an investment vehicle for an individual's retirement funds. These retirement funds are accumulated through participant contributions, agency contributions (if applicable), and earnings through the investment of contributed funds If you are wondering which civilian employees would be eligible for Thrift Savings Plan participation, they would be those employees that are covered by the Federal Employees Retirement Systems (FERS) or Civil Service Retirement System (CSRS). If you are one of these employees, this would mean that you are eligible, too. Every participant is eligible to benefit from tax deferred contributions; in-service financial hardship withdrawals from the age 59 and onwards; five available funds to invest in; the opportunity to transfer in monies from other eligible retirement savings account plans; favorable loan programs; and an option of choices in post-separation withdrawal. The Thrift Savings Plan is an excellent retirement savings benefit that federal employees and the military would be wise to take advantage of. Feel free to subscribe to our YouTube channel and receive instant access on different retirement related topics. Thanks for watching! Related Search terms: tsp withdrawals Thrift savings plan withdrawals fully explained Tsp withdrawal strategies Best thrift savings plan withdrawal techniques to make sure you can properly leverage your tsp account to meet your goals https://www.youtube.com/watch?v=u-zGZ5hMObA
Просмотров: 3415 retiresharp
Thrift Savings Plan (TSP) - Analysis of September 2018 ISM Reports
 
01:16:30
In this video, I provide my review/analysis of monthly survey reports put out by the Institute for Supply Management (ISM). These reports provide a lot of useful details about the consensus views of companies about the health of their respective businesses as well as of the broader economy. I go over the numbers from these reports and provide analyses on what hints I believe the numbers provide about the US economy.
Просмотров: 422 Scott Zane
TSP G Fund - What You Need To Know
 
24:22
I'm a huge fan of the Thrift Savings Plan offered to Federal Government employees, including military personnel. A cheaper investment platform I do not know. The funds in the TSP average 3.3 basis points in expenses. That means for every $1000 you have invested in the TSP your cost is 33 cents. That's incredible Think about it another way, if you pay 1% in investment expenses it's going to cost you $10 per $1000 per year. Your investment manager must have some pretty good chops to overcome that starting point. And, in fact, he/she most likely won't. IN this episode I analyze the G fund in the TSP. The G Fund is the Government securities fund. I show you why you shouldn't expect more than around 3% a year in rates of return over the next decade. Doesn't mean I think it's a bad fund, it just is the reality of the interest rate cycle. Remember folks, bonds do not have capital appreciation. You get paid interest and interest only. That interest you receive is determined the day the bond was issued. A 10 year Treasury bond issued today (July 2018) pays 2.85%. Thus if you invest in a 10 year Treasury bond you will get... 2.85% return over the next 10 years. No more, no less. It's basic math. Yet a lot of people want to say "Well the fund did XYZ% over the last 20 yrs so we should be able to get close to that." Nope Not in bond funds. The only thing that matters in bond funds and government bond funds in particularly is the coupon at issuance and thus the yield it's paying today. Nothing else matters. ================================= If you like what you see, a thumbs up helps A LOT. So, give me a thumbs up, please! Don't forget to SUBSCRIBE by clicking here: https://www.youtube.com/channel/UCSEzy4i9xrKPoaU9z0_XbmA?sub_confirmation=1 Contact me: Josh@heritagewealthplanning.com GET MY BOOK: Strategic Money Planning: 8 Easy Ways To Put Your House In Order It's FREE if you're a Kindle Unlimited Subscriber! https://amzn.to/2wKGi50 GET ALL MY LATEST BLOGPOSTS: http://heritagewealthplanning.com/blog/ PODCAST: https://itunes.apple.com/us/podcast/josh-scandlen-podcast/id1368065459?mt=2 http://heritagewealthplanning.com/category/podcasts/ LET'S SOCIALIZE! Facebook: http://Facebook.com/heritagewealthplanning Linkedin: https://www.linkedin.com/in/joshscandlen/ Quora: https://www.quora.com/profile/Josh-Scandlen Google +: https://plus.google.com/u/1/108893802372783791910
Просмотров: 213 Heritage Wealth Planning
Everything You Need to Know About the TSP
 
02:21:27
On Thursday October 6, 2016 AFSA hosted TSP Specialist Randy Urban for a seminar on the Thrift Savings Plan and Retirement in the Foreign Service
Просмотров: 9889 AFSAtube
How To Make The Most of Your TSP in 2018 + A Retirement Success Habit
 
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Many people are concerned about TSP. If you don’t have enough saved in TSP, your retirement could be very uncomfortable. The problem is that there’s mountains of information out there about TSP. It’s complex and you’re left on your own to sift through it all to come up with action steps. ***Here’s where you can get the extra lesson, The TSP Check Up, https://www.fersblueprint.com/p/tsp-checkup. Now is a great time to do The TSP Check Up—it’s a free lesson that's directly from the FERS Retirement training that I’ve been teaching for years at agencies! This video is brought to you by the FERS Blueprint Online Retirement Training. We believe that it shouldn’t be so hard to get into retirement training, and that you should be able to learn when you want to and at your own pace. Now you can at the FERS Blueprint. Take a class today! https://www.fersblueprint.com ____________ “I’ve got too much saved up in TSP”—said no one ever The way the Thrift Savings Plan (TSP) works is you save money each pay period—and that’s done by payroll deduction. It’s referred to as a contribution. The amount you contribute is determined by you. You can use either a percentage of your pay or a specific dollar amount. Every year the IRS sets a limit on the maximum contribution you can make into TSP. There’s two types of contributions: Regular Contributions and Catch Up Contributions. REGULAR CONTRIBUTIONS are available to all eligible employees (regardless of their age). In 2018, the maximum annual Regular Contribution is $18,500. That means you can make contributions into Traditional TSP and/or Roth TSP in any combination you wish, but the total cannot exceed $18,500. CATCH UP CONTRIBUTIONS are an extra amount above and beyond the Regular Contributions, if you meet the requirements. You can start making Catch Up Contributions at any time beginning in the year you turn 50. You must also be on track to reach the maximum Regular Contribution for the year. In 2018, the maximum Catch Up Contribution is $6,000. That means if you’re eligible, you can make contributions into Traditional TSP and/or Roth TSP in any combination you wish, but it cannot exceed $6,000. Your Regular Contribution automatically carries over year to year until you change it. However, you must re-elect Catch Up Contributions each year. Remember that the TSP regular contribution limit doesn’t include any FERS Match. The FERS Match is a separate amount over and above the contribution limit. ____________ FERS Blueprint is an educational division of The Monroe Team, Inc. DUNS Number: 032 057260. CAGE Code: 735L3. NAICS Code: 611710 Educational Support Services. Woman-owned, small business. PROJECT Prepare2Retire and FERS Blueprint are not affiliated with, endorsed or sponsored by the Federal Government or any US Government agency. PROJECT Prepare2Retire and FERS Blueprint are educational only. No specific financial, retirement nor tax advice is being offered. The material presented is as current as possible, but is necessarily generalized. Facts and opinions are based on research and experience, but are not endorsed by the Federal Government. It is recommended to consult with your personnel office and/or the Office of Personnel Management (OPM) Retirement Office, Thrift Savings Plan, Social Security, Medicare, Internal Revenue Service, your legal, tax and/or other advisor(s). © 2017. The Monroe Team, Inc.
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